Miami County property record for 4810 Monroe Concord Rd, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,686 sqft · built 1999 |
| Lot Size | 6.48 acres (282,356 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $62,500 (Jan 1999) |
| Tax Bill | $6,309 (2025) |
| Deeds & Mortgages | Mar 2023 Transfer Feb 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | L32-022710 |
| Primary APN | L32-022710 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 4,686 sqft Living Area |
| 1st Floor Area | 4,808 sqft |
| Upper Floors Area | 1,923 sqft |
| Attic | Attic |
| Attic Area | 359 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 282,356 sqft (6.48 acres) |
| Garage Area | 748 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 357 sqft |
| Patio Area | 424 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4810 MONROE CONCORD RD |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-8210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5-6-11 N PT NW (TR 2) |
| Legal Range | 05 |
| Legal Township | 06 |
| Legal Section | 11 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | UNION |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 340100 |
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4810 MONROE CONCORD RD, TROY, OH 45373-8210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2023 | Transfer on Death Deed, Transfer |
| Feb 24, 2021 | Deed of Trust, Mortgage · Commercial Mortgage GREENVILLE FEDERAL |
| Sep 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Jun 10, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| May 21, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 21, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 1999 · Amount on Record |
| Deed Sale | Jan 14, 1999 · Amount on Record |
| Last Transfer Date | May 14, 2020 |
| Transfer Doc | 0000006448 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Mar 10, 2023 |
| Property Address | 4810 MONROE CONCORD RD, TROY, OH 45373-8210 |
| Document Number | 0000002524 |
| Map Reference | VOL 43 PG 158 |
| Instrument Date | Feb 27, 2023 |
| Instrument | 2023OR-02524 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 4810 MONROE CONCORD RD, TROY, OH 45373-8210 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 4810 MONROE CONCORD RD, TROY, OH 45373-8210 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4810 MONROE CONCORD RD, TROY, OH 45373-8210 |
| Document Number | 0000003145 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 2021OR-03145 |
| Name | GREENVILLE FEDERAL |
|---|---|
| Type | Bank |
| Address | GREENVILLE, OH 45331 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 4810 MONROE CONCORD RD, TROY, OH 45373-8210 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011043 |
|---|---|
| Date | Sep 7, 2018 |
| Instrument | 2018OR-11043 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jun 10, 2020 |
| Property Address | 4810 MONROE CONCORD RD, TROY, OH 45373-8210 |
| Document Number | 0000007495 |
| Instrument Date | Jun 5, 2020 |
| Instrument | 7495 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $220.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13085 E MIAMI SHELBY RD PIQUA OH 453569416, PIQUA, OH 45356-9416 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | May 21, 2020 |
| Property Address | 4810 MONROE CONCORD RD, TROY, OH 45373-8210 |
| Document Number | 0000006449 |
| Instrument Date | May 14, 2020 |
| Instrument | 6449 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4810 MONROE CONCORD RD TROY OH 453738210, TROY, OH 45373-8210 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | May 21, 2020 |
| Property Address | 4810 MONROE CONCORD RD, TROY, OH 45373-8210 |
| Document Number | 0000006448 |
| Instrument Date | May 14, 2020 |
| Instrument | 6448 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4810 MONROE CONCORD RD TROY OH 453738210, TROY, OH 45373-8210 |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Union Township |
| Unified School District | Milton-Union Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,309.00 (+20.47%) Homeowner's exemption | $210,600 (+4%) Land $32,200 Building $178,400 | $601,700 (+4%) Land $92,000 Building $509,700 |
| 2024 | $5,237.00 (+2.45%) Homeowner's exemption | $150,430 (-) Land $29,890 Building $120,540 | |
| 2023 | $5,112.00 (-3.53%) Homeowner's exemption | $150,430 (-) Land $29,890 Building $120,540 | $429,800 (-) Land $85,400 Building $344,400 |
| 2022 | $5,299.00 Homeowner's exemption | $150,430 Land $29,890 Building $120,540 | $429,800 Land $85,400 Building $344,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1980–2007) |
| Most Recent Claim | Mar 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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