4225 Monroe Concord Rd, Troy, OH 45373 Property Records

Miami County property record for 4225 Monroe Concord Rd, Troy, OH 45373

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,252 sqft · built 1992
Lot Size1.68 acres (73,399 sqft)
OwnerIndividual Name on Record
Last Sale$126,500 (Nov 2001)
Tax Bill$1,628 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNL32-024550

Property Details

APN / Parcel Number

Primary APNL32-024550
Alternative APNs
  • 060502.0-02-042-00
  • L32UN002 02801

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,252 sqft Living Area
1st Floor Area4,492 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area73,399 sqft (1.68 acres)
Lean-To1,440 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address4225 MONROE CONCORD RD
CityTROY
StateOH
Zip45373-9516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description5-6-2 S CEN PT SE
Legal Range05
Legal Township06
Legal Section02
JurisdictionMIAMI OH
Township / Civil DivisionUNION
Census Block Group4
Census Block4000
Census Tract340100

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4225 MONROE CONCORD RD, TROY, OH 45373-9516
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 9, 2001 · Amount on Record
Deed SaleNov 9, 2001 · Amount on Record
Prior SaleJun 2, 1999 · Amount on Record
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address4225 MONROE CONCORD RD, TROY, OH 45373-9516
Transaction TypeMortgage
Record UpdatedSep 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011461
DateJun 30, 2021
Instrument2021OR-11461
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
AmountAmount Recorded
Term180 Months
DueJun 1, 2036

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionUnion Township
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,628.00 (-1.87%) Homeowner's exemption$74,830 (+30.05%) Land $15,470 Building $59,360$213,800 (+30.05%) Land $44,200 Building $169,600
2024$1,659.00 (+1.1%) Homeowner's exemption$57,540 (-) Land $12,460 Building $45,080
2023$1,641.00 (-18.88%) Homeowner's exemption$57,540 (-) Land $12,460 Building $45,080$164,400 (-) Land $35,600 Building $128,800
2022$2,023.00 Homeowner's exemption$57,540 Land $12,460 Building $45,080$164,400 Land $35,600 Building $128,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1980–2007)
Most Recent ClaimMar 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Verizon
Fixed Wireless
300 / 20

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