Miami County property record for 4645 Monroe Concord Rd, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,833 sqft · built 1920 |
| Lot Size | 10 acres (435,818 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,338 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | L32-024400 |
| Primary APN | L32-024400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,833 sqft Living Area |
| 1st Floor Area | 2,417 sqft |
| 2nd Floor Area | 416 sqft |
| Upper Floors Area | 416 sqft |
| Basement Area | 260 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 435,818 sqft (10 acres) |
| Garage Area | 357 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 648 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 618 sqft |
| Patio Area | 252 sqft |
| Canopy | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Old Parcel Number | L32UN002 02701 |
|---|---|
| Street Address | 4645 MONROE CONCORD RD |
| City | TROY |
| State | OH |
| Zip | 45373-9516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5-6-2 E PT SW |
| Legal Range | 06 |
| Legal Township | 05 |
| Legal Section | 02 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | UNION |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 340100 |
Source: Miami County records · APN L32-024400
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4645 MONROE CONCORD RD, TROY, OH 45373-9516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Oct 28, 2015 |
| Transfer Doc | 0000013067 |
| Record Updated | Jun 08, 2026 |
Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Union Township |
| Unified School District | Milton-Union Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,338.00 (+23.81%) Homeowner's exemption | $110,130 (+42.53%) Land $23,570 Building $86,560 | $360,000 (+30.15%) Land $112,700 Building $247,300 |
| 2024 | $2,696.00 (+2.47%) Homeowner's exemption | $77,270 (-) Land $17,910 Building $59,360 | |
| 2023 | $2,631.00 (-3.52%) Homeowner's exemption | $77,270 (-) Land $17,910 Building $59,360 | $276,600 (-) Land $107,000 Building $169,600 |
| 2022 | $2,727.00 Homeowner's exemption | $77,270 Land $17,910 Building $59,360 | $276,600 Land $107,000 Building $169,600 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391093401004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1980–2007) |
| Most Recent Claim | Mar 2007 · rainfall accumulation |
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 9 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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