4750 Monroe Concord Rd, Troy, OH 45373 Property Records

Miami County property record for 4750 Monroe Concord Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,760 sqft · built 1999
Lot Size	6 acres (261,404 sqft)
Owner	Individual Name on File
Last Sale	$383,000 (Nov 2005)
Tax Bill	$5,915 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`L32-022730`

Property Details

APN / Parcel Number

Primary APN	`L32-022730`
Alternative APN	`060511.0-01-008-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,760 sqft Living Area
1st Floor Area	3,168 sqft
Upper Floors Area	875 sqft
Attic	Attic
Attic Area	301 sqft
Basement Area	1,584 sqft
Unfinished Basement	1,584 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	261,404 sqft (6 acres)
Garage Type	Mixed
Garage Area	1,707 sqft
Parking Spaces	6 Parking Spaces
Porch	Porch
Porch Area	52 sqft
Patio Area	543 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4750 MONROE CONCORD RD
City	TROY
State	OH
Zip	45373-8213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-6-11 N PT NW
Legal Range	05
Legal Township	06
Legal Section	11
Jurisdiction	MIAMI OH
Township / Civil Division	UNION
Census Block Group	4
Census Block	4008
Census Tract	340100

Owner

Source: Miami County records · APN L32-022730

Assessment roll updated March 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4750 MONROE CONCORD RD, TROY, OH 45373-8213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
Mar 03, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Oct 11, 2023	Transfer on Death Deed, Transfer
Jun 21, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 22, 2005 · Amount on Record
Deed Sale	Nov 22, 2005 · Amount on Record
Last Transfer Date	Oct 10, 2023
Transfer Doc	0000011268
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	4750 MONROE CONCORD RD, TROY, OH 45373-8213
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006585
Date	Apr 26, 2022
Instrument	2022OR-06585

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45434

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 25, 2047

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	4750 MONROE CONCORD RD, TROY, OH 45373-8213
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	LANDSTAR TITLE AGENCY INC, LANDMARK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003408
Date	Mar 03, 2022
Instrument	2022OR-03408

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 01, 2037

October 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIAMI OH
Recording Date	Oct 11, 2023
Property Address	4750 MONROE CONCORD RD, TROY, OH 45373-8213
Document Number	0000011268
Instrument Date	Oct 05, 2023
Instrument	2023OR-11268
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	4750 MONROE CONCORD RD, TROY, OH 45373-8213

June 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIAMI OH
Recording Date	Jun 21, 2021
Property Address	4750 MONROE CONCORD RD, TROY, OH 45373-8213
Document Number	0000010918
Instrument Date	Jun 17, 2021
Instrument	2021OR-10918
Transaction Type	Transfer
Record Updated	Aug 02, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Union Township
Unified School District	Milton-Union Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,915.00 (+13.6%) Homeowner's exemption	$197,230 (+31.85%) Land $30,700 Building $166,530	$563,500 (+31.84%) Land $87,700 Building $475,800
2024	$5,207.00 (+2.44%) Homeowner's exemption	$149,590 (-) Land $28,350 Building $121,240
2023	$5,083.00 (-3.51%) Homeowner's exemption	$149,590 (-) Land $28,350 Building $121,240	$427,400 (-) Land $81,000 Building $346,400
2022	$5,268.00 Homeowner's exemption	$149,590 Land $28,350 Building $121,240	$427,400 Land $81,000 Building $346,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 10, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1980–2007)
Most Recent Claim	Mar 2007 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 9 locations within half a mile of this property.

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