Miami County property record for 4390 Monroe Concord Rd, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,552 sqft · built 1878 |
| Lot Size | 1.64 acres (71,830 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $102,500 (Jun 2025) |
| Tax Bill | $1,678 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | L32-023900 |
| Primary APN | L32-023900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,552 sqft Living Area |
| 1st Floor Area | 2,080 sqft |
| Upper Floors Area | 512 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1878 |
|---|---|
| Effective Year Built | Effective 1878 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 71,830 sqft (1.64 acres) |
| Garage Type | Detached |
| Garage Area | 1,120 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 480 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Lean-To | 2,640 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4390 MONROE CONCORD RD |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-9298 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5-6-11 PT NW COR NE |
| Legal Range | 05 |
| Legal Township | 06 |
| Legal Section | 11 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | UNION |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 340100 |
4390 Monroe Concord Rd is owned and occupied by two individuals who bought it in June 2025.
Source: Miami County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1619 WASHINGTON BEND CT, TROY, OH 45373-9047 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2025 · Amount on File |
| Deed Sale | Jun 23, 2025 · Amount on File |
| Prior Sale | Jan 1, 1990 |
| Deed Document Number | 20256833 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 4390 Monroe Concord Rd was $1,678 with a homeowner's exemption, up 9.7% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Union Township |
| Unified School District | Milton-Union Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,678.00 (+9.74%) Homeowner's exemption | $56,000 (+27.36%) Land $15,680 Building $40,320 | $160,000 Land $44,800 Building $115,200 |
| 2024 | $1,529.00 (+2.41%) Homeowner's exemption | $43,970 (-) Land $12,710 Building $31,260 | |
| 2023 | $1,493.00 (-3.49%) Homeowner's exemption | $43,970 (-) Land $12,710 Building $31,260 | $125,600 (-) Land $36,300 Building $89,300 |
| 2022 | $1,547.00 Homeowner's exemption | $43,970 Land $12,710 Building $31,260 | $125,600 Land $36,300 Building $89,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4390 Monroe Concord Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1980–2007) |
| Most Recent Claim | Mar 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4390 Monroe Concord Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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