Schoharie County and Carlisle Town property record for 481 Snyder Rd, Cobleskill, NY 12043 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,100 sqft · built 1962 |
| Lot Size | 7 acres (304,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $197,500 (Jun 2021) |
| Tax Bill | $3,919 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Sep 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 432400 34.-2-6 |
| Primary APN | 432400 34.-2-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,100 sqft Living Area |
| 1st Floor Area | 1,100 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 304,920 sqft (7 acres) |
| Lot Width | 132 ft Width |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 63 sqft |
| Patio Area | 72 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 425J101405 |
|---|---|
| Street Address | 481 SNYDER RD |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-4309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 6.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | CARLISLE |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 740400 |
Source: Schoharie County and Carlisle Town records · APN 432400 34.-2-6
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 481 SNYDER RD, COBLESKILL, NY 12043-4309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2021 | Deed, Transfer · Stand-Alone First Mortgage HOME POINT FINANCIAL CORPORATION |
| Sep 20, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FEDERAL CREDIT UNION |
| Sep 13, 2019 | Deed of Trust, Mortgage · Balloon Mortgage FIRST NEW YORK FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 24, 2021 · Amount on Record |
| Deed Sale | Jun 24, 2021 · Amount on Record |
| Prior Sale | Dec 20, 2001 · Amount on Record |
| Deed Document Number | 2021791422 |
| Deed Book / Page | 1141 / 166 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Jun 24, 2021 |
| Property Address | 481 SNYDER RD, COBLESKILL, NY 12043-4309 |
| Document Number | 001141/166 |
| Book / Page | 1141 / 166 |
| Instrument Date | Jun 17, 2021 |
| Instrument | 791422 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 619 LAWYERSVILLE RD, COBLESKILL, NY 12043-6403 |
| Document Number | 00001941/1 |
|---|---|
| Date | Jun 24, 2021 |
| Book Page | 1941/1 |
| Instrument | 791423 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 481 SNYDER RD, COBLESKILL, NY 12043-4309 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001774/0000000066 |
|---|---|
| Date | Sep 20, 2017 |
| Book Page | 0000001774/0000000066 |
| Instrument | 000000725780 |
| Name | FIRST NEW YORK FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 481 SNYDER RD, COBLESKILL, NY 12043-4309 |
| Transaction Type | Mortgage |
| Record Updated | Oct 01, 2019 |
| Name | Verified Name |
|---|
| Document Number | 1850/264 |
|---|---|
| Date | Sep 13, 2019 |
| Book Page | 1850/264 |
| Instrument | 766996 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Oct 01, 2024 |
Source: Schoharie County and Carlisle Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Carlisle Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,919.00 (+23.55%) | $77,000 (-) Land $16,800 Building $60,200 | $187,805 (+21.95%) Land $40,976 Building $146,829 |
| 2023 | $77,000 Land $16,800 Building $60,200 | $154,000 Land $33,600 Building $120,400 | |
| 2020 | $3,172.00 |
Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 27 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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