Schoharie County and Carlisle Town property record for 434 Snyder Rd, Cobleskill, NY 12043
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,948 sqft · built 1978 |
| Lot Size | 1.12 acres (48,787 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $77,000 (Sep 2021) |
| Tax Bill | $3,965 (2026) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 432400 35.-2-64 |
| Primary APN | 432400 35.-2-64 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,948 sqft Living Area |
| 1st Floor Area | 1,132 sqft |
| Basement Area | 816 sqft |
| Finished Basement | 816 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Raised Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 48,787 sqft (1.12 acres) |
| Lot Width | 143 ft Width |
| Garage Type | Basement |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 425J177028 |
|---|---|
| Street Address | 434 SNYDER RD |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-4308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 2 |
| Legal Lot Number | 64.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | CARLISLE |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 740400 |
Source: Schoharie County and Carlisle Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 434 SNYDER RD, COBLESKILL, NY 12043-4308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage NBT BANK NATIONAL ASSOCIATION |
| Jan 13, 2017 | Deed of Trust, Mortgage SUNMARK FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2021 · Amount on Record |
| Deed Sale | Sep 28, 2021 · Amount on Record |
| Prior Sale | Dec 27, 2006 · Amount on Record |
| Deed Document Number | 2021796393 |
| Deed Book / Page | 1147 / 179 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Sep 28, 2021 |
| Property Address | 434 SNYDER RD, COBLESKILL, NY 12043-4308 |
| Document Number | 1147/179 |
| Book / Page | 1147 / 179 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 796393 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2215 HIGHWAY ROUTE 20, CARLISLE, NY 12031-3501 |
| Document Number | 796395 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 796395 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 434 SNYDER RD, COBLESKILL, NY 12043-4308 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001747/0000000171 |
|---|---|
| Date | Jan 13, 2017 |
| Book Page | 0000001747/0000000171 |
| Instrument | 000000710696 |
| Name | SUNMARK FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 1, 2047 |
Source: Schoharie County and Carlisle Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Carlisle Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,965.00 (+9.71%) | ||
| 2025 | $3,614.00 (+18.18%) | $71,000 (-) Land $10,600 Building $60,400 | $173,171 (+21.95%) Land $25,854 Building $147,317 |
| 2023 | $71,000 Land $10,600 Building $60,400 | $142,000 Land $21,200 Building $120,800 | |
| 2020 | $3,058.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures