443 Snyder Rd, Cobleskill, NY 12043 Property Records

Schoharie County and Carlisle Town property record for 443 Snyder Rd, Cobleskill, NY 12043 · Last verified May 2026

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 2,784 sqft · built 1987
Lot Size	20 acres (871,636 sqft)
Owner	2 Individual Names on File
Last Sale	$326,000 (May 2023)
Tax Bill	$8,623 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jan 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`432400 34.-2-9`

Property Details

APN / Parcel Number

Primary APN	`432400 34.-2-9`
Alternative APNs	`240003400000020090000000` `425J187014`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,784 sqft Living Area
1st Floor Area	1,484 sqft
Basement Area	1,300 sqft
Finished Basement	1,300 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Raised Ranch
Exterior Material	Wood
Lot Area	871,636 sqft (20 acres)
Lot Width	660 ft Width
Garage Type	Detached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	240 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	425J187014
Street Address	443 SNYDER RD
City	COBLESKILL
State	NY
Zip	12043-4309
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Block	2
Legal Lot Number	9.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	CARLISLE
Census Block Group	2
Census Block	2023
Census Tract	740400

Owner

Source: Schoharie County and Carlisle Town records · APN 432400 34.-2-9

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	443 SNYDER RD, COBLESKILL, NY 12043-4309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage BROADVIEW FEDERAL CREDIT UNION
Jan 30, 2023	Deed of Trust, Mortgage · Line of Credit BROADVIEW FEDERAL CREDIT UNION
Dec 28, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 16, 2023 · Amount on Record
Deed Sale	May 16, 2023 · Amount on Record
Prior Sale	Jan 05, 2015 · Amount on Record
Deed Document Number	2023821354
Deed Book / Page	1189 / 245
Record Updated	Jun 08, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	May 16, 2023
Property Address	443 SNYDER RD, COBLESKILL, NY 12043-4309
Document Number	001189/245
Book / Page	1189 / 245
Instrument Date	May 10, 2023
Instrument	821354
Transaction Type	Transfer
Record Updated	Jun 06, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	156 DREWVILLE RD, CARMEL, NY 10512-3714

Mortgage

Document Number	0000821355
Date	May 16, 2023
Instrument	821355

Lender

Name	BROADVIEW FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Type Change Date	Jun 01, 2033
Max Rate At Change	3%
Index	Other
Margin	3

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	443 SNYDER RD, COBLESKILL, NY 12043-4309
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002029/214
Date	Jan 30, 2023
Book Page	2029/214
Instrument	820346

Lender

Name	BROADVIEW FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Feb 01, 2048

Interest

Rate Type	Adjustable Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	443 SNYDER RD, COBLESKILL, NY 12043-4309
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1826/109
Date	Dec 28, 2018
Book Page	1826/109
Instrument	754999

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2049

Tax Assessment & Valuation

Source: Schoharie County and Carlisle Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Carlisle Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,623.00 (+17.66%)	$169,400 (-) Land $34,000 Building $135,400	$413,171 (+21.95%) Land $82,927 Building $330,244
2023		$169,400 Land $34,000 Building $135,400	$338,800 Land $68,000 Building $270,800
2020	$7,329.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 27 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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