Schoharie County and Carlisle Town property record for 399 Snyder Rd, Cobleskill, NY 12043
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,464 sqft · built 1975 |
| Lot Size | 35.6 acres (1,553,350 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,242 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Nov 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 432400 34.-2-12 |
| Primary APN | 432400 34.-2-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,464 sqft Living Area |
| 1st Floor Area | 1,464 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 1,553,350 sqft (35.6 acres) |
| Lot Width | 874 ft Width |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 492 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 425J101331 |
|---|---|
| Street Address | 399 SNYDER RD |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-4307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | VL 34-2-10 & 11 D&C W/THS 99 |
| Legal Block | 2 |
| Legal Lot Number | 12.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | CARLISLE |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 740400 |
Source: Schoharie County and Carlisle Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 399 SNYDER RD, COBLESKILL, NY 12043-4307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 5, 2025 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK NA |
| Nov 9, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance NBT BANK NATIONAL ASSOCIATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 399 SNYDER RD, COBLESKILL, NY 12043-4307 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0002137/59 |
|---|---|
| Date | Dec 5, 2025 |
| Book Page | 2137/59 |
| Instrument | 830676 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 399 SNYDER RD, COBLESKILL, NY 12043-4307 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002059/115 |
|---|---|
| Date | Nov 9, 2023 |
| Book Page | 2059/115 |
| Instrument | 823288 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
Source: Schoharie County and Carlisle Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Carlisle Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,242.00 (+9.73%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $6,600.00 (+29.54%) | $131,100 (-) Land $45,000 Building $86,100 | $319,756 (+21.95%) Land $109,756 Building $210,000 |
| 2023 | $131,100 Land $45,000 Building $86,100 | $262,200 Land $90,000 Building $172,200 | |
| 2020 | $5,095.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures