468 Snyder Rd, Cobleskill, NY 12043 Property Records

Schoharie County and Carlisle Town property record for 468 Snyder Rd, Cobleskill, NY 12043 · Last verified May 2026

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 2,140 sqft · built 1880
Lot Size	10.1 acres (440,827 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Oct 2018)
Tax Bill	$4,887 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`432400 35.-2-63`

Property Details

APN / Parcel Number

Primary APN	`432400 35.-2-63`
Alternative APNs	`240003500000020630000000` `425J101323`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,140 sqft Living Area
1st Floor Area	1,467 sqft
2nd Floor Area	656 sqft
Upper Floors Area	161 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	440,827 sqft (10.1 acres)
Lot Width	1,000 ft Width
Porch	Porch
Porch Area	70 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	425J101323
Street Address	468 SNYDER RD
City	COBLESKILL
State	NY
Zip	12043-4308
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Block	2
Legal Lot Number	63.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	CARLISLE
Census Block Group	2
Census Block	2038
Census Tract	740400

Owner

Source: Schoharie County and Carlisle Town records · APN 432400 35.-2-63

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	468 SNYDER RD, COBLESKILL, NY 12043-4308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 05, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jan 05, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Oct 03, 2018	Deed of Trust, Mortgage · FHA Mortgage TOTAL MORTGAGE SERVICES
Oct 03, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 03, 2018 · Amount on Record
Deed Sale	Oct 03, 2018 · Amount on Record
Prior Sale	Sep 09, 2016 · Amount on Record
Deed Document Number	2018751227
Deed Book / Page	1077 / 258
Record Updated	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	468 SNYDER RD, COBLESKILL, NY 12043-4308
Transaction Type	Mortgage
Record Updated	Jan 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001972/163
Date	Jan 05, 2022
Book Page	1972/163
Instrument	802037

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Feb 01, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	468 SNYDER RD, COBLESKILL, NY 12043-4308
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	783364
Date	Jan 05, 2021
Instrument	783364

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	468 SNYDER RD, COBLESKILL, NY 12043-4308
Transaction Type	Mortgage
Record Updated	Oct 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001816/0000000209
Date	Oct 03, 2018
Book Page	0000001816/0000000209
Instrument	000000751228

Lender

Name	TOTAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 01, 2048

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Oct 03, 2018
Property Address	468 SNYDER RD, COBLESKILL, NY 12043-4308
Document Number	001077/258
Book / Page	1077 / 258
Instrument Date	Sep 13, 2018
Instrument	000000751227
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	103 SPRING ST, COBLESKILL, NY 12043-3810

Tax Assessment & Valuation

Source: Schoharie County and Carlisle Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Carlisle Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,887.00 (+4.18%)	$96,000 (-) Land $20,200 Building $75,800	$234,146 (+21.95%) Land $49,268 Building $184,878
2023		$96,000 Land $20,200 Building $75,800	$192,000 Land $40,400 Building $151,600
2020	$4,691.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 27 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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