4805 Cedar Spring Dr, Highland, IL 62249 Property Records

Madison County property record for 4805 Cedar Spring Dr, Highland, IL 62249

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,372 sqft · built 2006
Lot Size	0.27 acres (11,763 sqft)
Owner	Individual Name on Record
Last Sale	$153,000 (Jan 2019)
Tax Bill	$5,210 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2020 Mortgage + 1 more
APN	`03-2-12-33-17-302-025`

Property Details

APN / Parcel Number

Primary APN	`03-2-12-33-17-302-025`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,372 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Modern
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	11,763 sqft (0.27 acres)
Lot Dimensions	130 ft deep x 90.1 ft wide
Garage Type	Attached
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4805 CEDAR SPRING DR
City	HIGHLAND
State	IL
Zip	62249-3354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR SPRING LOT 25 90.09 X 130.57 IRREGULAR
Legal Subdivision	CEDAR SPRINGS SUB
Legal Lot Number	25
Jurisdiction	MADISON IL
Township / Civil Division	LEEF
Census Block Group	4
Census Block	4100
Census Tract	403802

Owner

Source: Madison County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4805 CEDAR SPRING DR, HIGHLAND, IL 62249-3354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING
Feb 24, 2020	Deed of Trust, Mortgage · FHA Mortgage BROKERS SOLUTIONS INC
Jan 2, 2019	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2019 · Amount on Record
Deed Sale	Jan 2, 2019 · Amount on Record
Prior Sale	Jan 24, 2006 · Amount on Record
Deed Document Number	201920
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Recording Date	Jul 14, 2026
Property Address	4805 CEDAR SPRING DR, HIGHLAND, IL 62249-3354
Document Number	0000020032
Instrument Date	Jul 7, 2026
Instrument	202620032
Transaction Type	Mortgage
Record Updated	Aug 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4805 CEDAR SPRING DR, HIGHLAND, IL 62249-3354

Mortgage

Document Number	0000020032,
Date	Jul 14, 2026
Instrument	202620032

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months

Interest

Rate Type	Fixed Rate
Rate	5.84%
Initial Type	Fixed Rate
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	4805 CEDAR SPRING DR, HIGHLAND, IL 62249-3354
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006160
Date	Feb 24, 2020
Instrument	2020R06160

Lender

Name	BROKERS SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jan 2, 2019
Property Address	4805 CEDAR SPRING DR, HIGHLAND, IL 62249-3354
Document Number	0000000020
Map Reference	PC63 PG324
Instrument Date	Dec 17, 2018
Instrument	2019R00020
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4805 CEDAR SPRING DR, HIGHLAND, IL 62249-3354

Mortgage

Document Number	0000000021
Date	Jan 2, 2019
Instrument	2019R00021

Lender

Name	BROKER SOLUTIONS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.88%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Leef Township
Municipality	Grantfork Village
Unified School District	Highland Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,210.00 (+8.77%)	$78,380 (+35%) Land $14,740 Building $63,640	$235,140 (+34.86%) Land $44,220 Building $190,920
2024	$4,790.00 (+18.86%)
2022	$4,030.00	$58,060 Land $10,920 Building $47,140	$174,355 Land $32,793 Building $141,562

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRANTFORK serves 1,766 people · EPA ID IL1190350
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allpoint NetworX Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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