4801 Cedar Spring Dr, Highland, IL 62249 Property Records

Madison County property record for 4801 Cedar Spring Dr, Highland, IL 62249

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,521 sqft · built 2007
Lot Size	0.364 acres (15,886 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Jun 2020)
Tax Bill	$6,969 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2020 Sale & Mortgage
APN	`03-2-12-33-17-302-026`

Property Details

APN / Parcel Number

Primary APN	`03-2-12-33-17-302-026`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,521 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	15,886 sqft (0.364 acres)
Lot Dimensions	127 ft deep x 124 ft wide
Garage Type	Detached
Garage Area	992 sqft
Parking Spaces	4 Parking Spaces
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4801 CEDAR SPRING DR
City	HIGHLAND
State	IL
Zip	62249-3354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR SPRING LOT 26 124.56 X 127.54
Legal Subdivision	CEDAR SPG
Legal Lot Number	26
Jurisdiction	MADISON IL
Township / Civil Division	LEEF
Census Block Group	4
Census Block	4100
Census Tract	403802

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4801 CEDAR SPRING DR, HIGHLAND, IL 62249-3354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Jun 10, 2020	Warranty Deed, Transfer · Conventional with PMI BANK OF SPRINGFIELD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2020 · Amount on Record
Deed Sale	Jun 10, 2020 · Amount on Record
Prior Sale	Oct 1, 2013 · Amount on Record
Deed Document Number	202018805
Prior Transfer Date	Oct 3, 2006
Prior Transfer Doc	0000053094
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	4801 CEDAR SPRING DR, HIGHLAND, IL 62249-3354
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006625
Date	Mar 6, 2026
Instrument	2026R06625

Lender

Name	SPRING EQ LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2046

Interest

Rate Type	Fixed Rate
Rate	8.58%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jun 10, 2020
Property Address	4801 CEDAR SPRING DR, HIGHLAND, IL 62249-3354
Document Number	0000018805
Instrument Date	May 29, 2020
Instrument	18805
Transaction Type	Transfer
Record Updated	Jun 29, 2020
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$338.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 HAMPTON CT HIGHLAND IL 622492920, HIGHLAND, IL 62249-2920

Mortgage

Document Number	18806
Date	Jun 10, 2020
Instrument	18806

Lender

Name	BANK OF SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62703

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2050

Interest

Rate Type	Fixed Rate
Rate	3.8%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Leef Township
Municipality	Grantfork Village
Unified School District	Highland Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,969.00 (+8.55%) Homeowner's exemption	$102,820 (+9.14%) Land $19,740 Building $83,080	$308,460 (+9.14%) Land $59,220 Building $249,240
2024	$6,420.00 (+18.19%)	$94,210 (+23.68%) Land $18,090 Building $76,120	$282,630 (+23.56%) Land $54,270 Building $228,360
2022	$5,432.00	$76,170 Land $14,630 Building $61,540	$228,739 Land $43,934 Building $184,805

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRANTFORK serves 1,766 people · EPA ID IL1190350
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allpoint NetworX Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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