4818 Cedar Spring Dr, Highland, IL 62249 Property Records

Madison County property record for 4818 Cedar Spring Dr, Highland, IL 62249

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,663 sqft · built 2006
Lot Size	0.282 acres (12,308 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Jan 2018)
Tax Bill	$5,933 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2020 Mortgage + 1 more
APN	`03-2-12-33-17-302-004`

Property Details

APN / Parcel Number

Primary APN	`03-2-12-33-17-302-004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,663 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Modern
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	12,308 sqft (0.282 acres)
Lot Dimensions	136 ft deep x 90 ft wide
Garage Type	Attached
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4818 CEDAR SPRING DR
City	HIGHLAND
State	IL
Zip	62249-3355
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR SPRING LOT 4 90.5 X 136
Legal Subdivision	CEDAR SPRING SUB
Legal Lot Number	4
Jurisdiction	MADISON IL
Township / Civil Division	LEEF
Census Block Group	4
Census Block	4100
Census Tract	403802

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4818 CEDAR SPRING DR, HIGHLAND, IL 62249-3355
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Quit Claim Deed, Transfer · Conventional Mortgage SCOTT CREDIT UNION
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage SCOTT CU
Jan 18, 2018	Warranty Deed, Transfer ENDEAVOR CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2018 · Amount on Record
Deed Sale	Jan 18, 2018 · Amount on Record
Prior Sale	Dec 2, 2011 · Amount on Record
Deed Document Number	20181726
Prior Transfer Date	Sep 24, 2009
Prior Transfer Doc	0000048063
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON IL
Recording Date	Jun 2, 2026
Property Address	4818 CEDAR SPRING DR, HIGHLAND, IL 62249-3355
Document Number	0000015634
Instrument Date	May 22, 2026
Instrument	202615634
Transaction Type	Transfer
Record Updated	Aug 29, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4818 CEDAR SPRING DR, HIGHLAND, IL 62249-3355
Investor	Possibly a Property Investor

Mortgage

Date	Jun 2, 2026

Lender

Name	SCOTT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	6.63%
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	4818 CEDAR SPRING DR, HIGHLAND, IL 62249-3355
Document Number	0000027116
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4818 CEDAR SPRING DR HIGHLAND IL 622493355, HIGHLAND, IL 62249-3355

Mortgage

Document Number	0000027116
Date	Aug 7, 2020
Instrument	27116

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 6, 2035

Interest

Rate Type	Fixed Rate
Rate	2.75%

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jan 18, 2018
Property Address	4818 CEDAR SPRING DR, HIGHLAND, IL 62249-3355
Document Number	0000001726
Instrument Date	Jan 16, 2017
Instrument	1726
Transaction Type	Transfer
Record Updated	Jan 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4818 CEDAR SPRING DR HIGHLAND IL 622493355, HIGHLAND, IL 62249-3355

Mortgage

Document Number	1727
Date	Jan 18, 2018
Instrument	1727

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Leef Township
Municipality	Grantfork Village
Unified School District	Highland Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,933.00 (+8.66%)	$88,420 (+34.99%) Land $14,740 Building $73,680	$265,260 (+34.86%) Land $44,220 Building $221,040
2024	$5,460.00 (+18.54%)
2022	$4,606.00	$65,500 Land $10,920 Building $54,580	$196,697 Land $32,793 Building $163,904

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRANTFORK serves 1,766 people · EPA ID IL1190350
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allpoint NetworX Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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