4821 Cedar Spring Dr, Highland, IL 62249 Property Records

Madison County property record for 4821 Cedar Spring Dr, Highland, IL 62249

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,410 sqft · built 2006
Lot Size	0.282 acres (12,308 sqft)
Owner	Individual Name on Record
Last Sale	$168,000 (May 2007)
Tax Bill	$5,695 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Mortgage + 2 more
APN	`03-2-12-33-17-302-021`

Property Details

APN / Parcel Number

Primary APN	`03-2-12-33-17-302-021`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,410 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Modern
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	12,308 sqft (0.282 acres)
Lot Dimensions	136 ft deep x 90 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4821 CEDAR SPRING DR
City	HIGHLAND
State	IL
Zip	62249-3354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR SPRING LOT 21 90.5 X 136
Legal Subdivision	CEDAR SPG
Legal Lot Number	21
Jurisdiction	MADISON IL
Township / Civil Division	LEEF
Census Block Group	4
Census Block	4100
Census Tract	403802

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4821 CEDAR SPRING DR, HIGHLAND, IL 62249-3354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage SCOTT CU
Aug 4, 2021	Deed of Trust, Mortgage · VA Mortgage SCOTT CU
Jun 1, 2020	Deed of Trust, Mortgage · Conventional with PMI SCOTT CU
Jan 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage SCOTT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2007 · Amount on Record
Deed Sale	May 15, 2007 · Amount on Record
Prior Sale	May 15, 2006 · Amount on Record
Deed Document Number	200726192
Prior Transfer Date	Jul 29, 2005
Prior Transfer Doc	0000044173
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	4821 CEDAR SPRING DR, HIGHLAND, IL 62249-3354
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032905
Date	Aug 4, 2021
Instrument	2021R32905

Lender

Name	SCOTT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 3, 2046

Interest

Rate Type	Fixed Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	4821 CEDAR SPRING DR, HIGHLAND, IL 62249-3354
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032895
Date	Aug 4, 2021
Instrument	2021R32895

Lender

Name	SCOTT CU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 3, 2046

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	4821 CEDAR SPRING DR, HIGHLAND, IL 62249-3354
Document Number	0000018534
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4821 CEDAR SPRING DR HIGHLAND IL 622493354, HIGHLAND, IL 62249-3354

Mortgage

Document Number	0000018534
Date	Jun 9, 2020
Instrument	18534

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	4821 CEDAR SPRING DR, HIGHLAND, IL 62249-3354
Document Number	0000001396
Instrument Date	Jan 4, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2019
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4821 CEDAR SPRING DR HIGHLAND IL 622493354, HIGHLAND, IL 62249-3354

Mortgage

Document Number	0000001396
Date	Jan 14, 2019
Instrument	1396

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 13, 2034

Interest

Rate Type	Fixed Rate
Rate	6.25%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Leef Township
Municipality	Grantfork Village
Unified School District	Highland Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,695.00 (+8.72%)	$85,110 (+35.01%) Land $15,420 Building $69,690	$255,330 (+34.87%) Land $46,260 Building $209,070
2024	$5,238.00 (+18.64%)
2022	$4,415.00	$63,040 Land $11,420 Building $51,620	$189,309 Land $34,294 Building $155,015

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRANTFORK serves 1,766 people · EPA ID IL1190350
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allpoint NetworX Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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