4817 Cedar Spring Dr, Highland, IL 62249 Property Records

Madison County property record for 4817 Cedar Spring Dr, Highland, IL 62249

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,344 sqft · built 2005
Lot Size	0.282 acres (12,308 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Jun 2022)
Tax Bill	$5,250 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jan 2021 Mortgage + 1 more
APN	`03-2-12-33-17-302-022`

Property Details

APN / Parcel Number

Primary APN	`03-2-12-33-17-302-022`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Modern
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	12,308 sqft (0.282 acres)
Lot Dimensions	136 ft deep x 90 ft wide
Garage Type	Attached
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4817 CEDAR SPRING DR
City	HIGHLAND
State	IL
Zip	62249-3354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR SPRING LOT 22 90.5 X 136
Legal Subdivision	CEDAR SPGS
Legal Lot Number	22
Jurisdiction	MADISON IL
Township / Civil Division	LEEF
Census Block Group	4
Census Block	4100
Census Tract	403802

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4817 CEDAR SPRING DR, HIGHLAND, IL 62249-3354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Warranty Deed, Transfer · Conventional Mortgage SCOTT CU
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage SCOTT CU
Oct 2, 2020	Warranty Deed, Transfer COMMUNITY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2022 · Amount on Record
Deed Sale	Jun 8, 2022 · Amount on Record
Prior Sale	Oct 2, 2020 · Amount on Record
Deed Document Number	202219359
Prior Transfer Date	Nov 29, 2012
Prior Transfer Doc	0000052120
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jun 8, 2022
Property Address	4817 CEDAR SPRING DR, HIGHLAND, IL 62249-3354
Document Number	0000019359
Map Reference	PC 63 PG 324
Instrument Date	Jun 1, 2022
Instrument	2022R19359
Transaction Type	Transfer
Record Updated	Jun 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4817 CEDAR SPRING DR, HIGHLAND, IL 62249-3354

Mortgage

Document Number	0000019360
Date	Jun 8, 2022
Instrument	2022R19360

Lender

Name	SCOTT CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	5.25%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	4817 CEDAR SPRING DR, HIGHLAND, IL 62249-3354
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002421
Date	Jan 14, 2021
Instrument	2021R02421

Lender

Name	SCOTT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

Interest

Rate Type	Fixed Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Oct 2, 2020
Property Address	4817 CEDAR SPRING DR, HIGHLAND, IL 62249-3354
Document Number	0000035187
Instrument Date	Sep 25, 2020
Instrument	35187
Transaction Type	Transfer
Record Updated	Oct 12, 2020
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Tax	$305.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13 TRILAND CT HIGHLAND IL 622493852, HIGHLAND, IL 62249-3852

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Leef Township
Municipality	Grantfork Village
Unified School District	Highland Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,250.00 (+8.76%)	$78,940 (+34.99%) Land $14,740 Building $64,200	$236,820 (+34.85%) Land $44,220 Building $192,600
2024	$4,827.00 (+18.83%)
2022	$4,062.00	$58,480 Land $10,920 Building $47,560	$175,616 Land $32,793 Building $142,823

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRANTFORK serves 1,766 people · EPA ID IL1190350
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allpoint NetworX Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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