Osceola County property record for 4804 Lark Dr, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,120 sqft Living Area |
| Lot Size | 13,895 sqft (0.319 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $175,000 (2018) |
| Tax Bill | $2,316.00 (2024) |
| Primary APN | 31-26-31-5130-000R-0020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,120 sqft Living Area |
| Gross Area | 1,456 sqft Gross Area |
| 1st Floor | 1,120 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Custom Design Style |
| Exterior Material | Aluminum Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,895 sqft (0.319 acres) |
| Depth X Width | 140 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 336 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 140 sqft Shed |
| Patio Area | 200 sqft Patio |
| Porch Area | 240 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4804 LARK DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7956 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD MANOR VILLAGE PB 1 PG 395 BLK R LOT 2 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | ST CLOUD MANOR VLG |
| Legal Tract | 5130 |
| Legal Block | R |
| Legal Lot Number | 2 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1058 |
| Census Tract | 43304 |
Source: Osceola County records · APN 31-26-31-5130-000R-0020
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4804 LARK DR, SAINT CLOUD, FL 34772-7956 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 10, 2024 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jan 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Dec 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 20, 2018 · Amount on Record |
| Deed Sale | Dec 20, 2018 · Amount on Record |
| Prior Sale | Apr 19, 2016 · Amount on Record |
| Deed Doc Number | 2018186381 |
| Deed Book / Page | 5453 / 262 |
| Prior Transfer Date | Apr 15, 2016 |
| Prior Transfer Doc | 0049460308 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4804 LARK DR, SAINT CLOUD, FL 34772-7956 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4804 LARK DR, SAINT CLOUD, FL 34772-7956 |
| Document Number | 0065800738 |
|---|---|
| Date | Apr 10, 2024 |
| Book Page | 6580/738 |
| Instrument | 2024045982 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 650 S TRYON ST # 88, CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4804 LARK DR, SAINT CLOUD, FL 34772-7956 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4804 LARK DR, SAINT CLOUD, FL 34772-7956 |
| Document Number | 0058752097 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 5875/2097 |
| Instrument | 2021010117 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 20, 2018 |
| Property Address | 4804 LARK DR, SAINT CLOUD, FL 34772-7956 |
| Document Number | 0054530262 |
| Book / Page | 5453 / 0262 |
| Map Reference | MB 1 PG 395 |
| Instrument Date | Dec 19, 2018 |
| Instrument | 2018186381 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | CLASSIC TITLE & SOLUTIONS IN |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,225.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 471 KINSMAN RD, 471, JAMESTOWN, PA 16134-9545 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4804 LARK DR, SAINT CLOUD, FL 34772-7956 |
| Document Number | 2018186382 |
|---|---|
| Date | Dec 20, 2018 |
| Instrument | 2018186382 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,462.00 (+6.3%) Homeowner's exemption | $167,139 (+5.99%) | $262,400 (+8.12%) Land $60,000 Building $202,400 |
| 2024 | $2,316.00 (+2.34%) | ||
| 2023 | $2,263.00 (+5.01%) Homeowner's exemption | $157,699 (+3%) | $242,700 (+20.93%) Land $45,000 Building $197,700 |
| 2022 | $2,155.00 Homeowner's exemption | $153,106 | $200,700 Land $40,000 Building $160,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 62% of the US · above 36% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 490 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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