Osceola County property record for 4716 Lark Dr, Saint Cloud, FL 34772 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1991 |
| Square Footage | 1,522 sqft Living Area |
| Lot Size | 13,982 sqft (0.321 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $351,000 (2023) |
| Tax Bill | $3,996.00 (2025) |
| Primary APN | 31-26-31-5130-000P-0030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,522 sqft Living Area |
| Gross Area | 1,758 sqft Gross Area |
| 1st Floor | 1,039 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,982 sqft (0.321 acres) |
| Depth X Width | 140 ft x 100 ft Depth x Width |
| Garage Area | 483 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 120 sqft Shed |
| Porch Area | 919 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4716 LARK DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8479 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD MANOR VILLAGE PB 1 PG 395 BLK P LOT 3 |
| Legal Subdivision | ST CLOUD MANOR VLG |
| Legal Tract | 5130 |
| Legal Block | P |
| Legal Lot Number | 3 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1051 |
| Census Tract | 43304 |
Source: Osceola County records · APN 31-26-31-5130-000P-0030
Assessment roll updated November 26, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4716 LARK DR, SAINT CLOUD, FL 34772-8479 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 02, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORPORATION |
| Oct 06, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Oct 27, 2023 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CMG MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 27, 2023 · Amount on Record |
| Deed Sale | Oct 27, 2023 · Amount on Record |
| Prior Sale | Jun 19, 2003 · Amount on Record |
| Deed Doc Number | 2023142090 |
| Deed Book / Page | 6496 / 2211 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 02, 2026 |
| Property Address | 4716 LARK DR, SAINT CLOUD, FL 34772-8479 |
| Document Number | 0000071541 |
| Book / Page | 6980 / 1160 |
| Instrument Date | May 26, 2026 |
| Instrument | 202671541 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WORLD WIDE |
| Name | Verified Name |
|---|---|
| Address | 4716 LARK DR, SAINT CLOUD, FL 34772-8479 |
| Document Number | 0000071541, |
|---|---|
| Date | Jun 02, 2026 |
| Book Page | 6980/1160 |
| Instrument | 202671541 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4716 LARK DR, SAINT CLOUD, FL 34772-8479 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4716 LARK DR, SAINT CLOUD, FL 34772-8479 |
| Document Number | 0068600149 |
|---|---|
| Date | Oct 06, 2025 |
| Book Page | 6860/149 |
| Instrument | 2025123370 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Jan 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 27, 2023 |
| Property Address | 4716 LARK DR, SAINT CLOUD, FL 34772-8479 |
| Document Number | 0064962211 |
| Book / Page | 6496 / 2211 |
| Map Reference | MB 1 PG 395 |
| Instrument Date | Oct 12, 2023 |
| Instrument | 2023142090 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2023 |
| Title Company | CAPITAL TITLE AND ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,457.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 801 HANOVER AVE, SEBRING, FL 33872-2717 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 4716 LARK DR, SAINT CLOUD, FL 34772-8479 |
| Document Number | 0064962222 |
|---|---|
| Date | Oct 27, 2023 |
| Instrument | 6496/2222 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,996.00 (+233%) | $277,900 (+240.53%) Land $60,000 Building $217,900 | $277,900 (+7.5%) Land $60,000 Building $217,900 |
| 2023 | $1,200.00 (+6.95%) Homeowner's exemption | $81,608 (+3%) | $258,500 (+20.46%) Land $45,000 Building $213,500 |
| 2022 | $1,122.00 Homeowner's exemption | $79,232 | $214,600 Land $40,000 Building $174,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 54% of the US · above 25% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 629 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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