Osceola County property record for 4800 Lark Dr, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Conventional |
| Year Built | Built 1987 |
| Square Footage | 1,201 sqft Living Area |
| Lot Size | 13,895 sqft (0.319 acres) |
| Garage | Attached, 290 sqft |
| Tax Bill | $2,067.00 (2024) |
| Primary APN | 31-26-31-5130-000R-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,201 sqft Living Area |
| Gross Area | 1,563 sqft Gross Area |
| 1st Floor | 1,201 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,895 sqft (0.319 acres) |
| Depth X Width | 140 ft x 100 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 290 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 100 sqft Shed |
| Porch Area | 72 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4800 LARK DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7956 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD MANOR VILLAGE PB 1 PG 395 BLK R LOT 1 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | ST CLOUD MANOR VLG |
| Legal Tract | 5130 |
| Legal Block | R |
| Legal Lot Number | 1 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1058 |
| Census Tract | 43304 |
Source: Osceola County records · APN 31-26-31-5130-000R-0010
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 904 SHERWOOD AVE, 151, SAINT CLOUD, FL 34769-4044 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Nov 19, 2020 | Intrafamily Transfer, Transfer · Veterans Administration Mortgage LOW VA RATES LLC |
| Aug 20, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage PENNYMAC |
| Sep 13, 2018 | Warranty Deed, Transfer · Veterans Administration Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 19, 2020 |
| Deed Sale | Nov 19, 2020 |
| Prior Sale | Sep 13, 2018 · Amount on Record |
| Deed Doc Number | 2020158397 |
| Deed Book / Page | 5836 / 197 |
| Last Transfer Date | Apr 11, 2024 |
| Transfer Doc | 0065812717 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 19, 2020 |
| Property Address | 4800 LARK DR, SAINT CLOUD, FL 34772-7956 |
| Document Number | 0058360197 |
| Book / Page | 5836 / 197 |
| Map Reference | MB 1 PG 395 |
| Instrument Date | Oct 19, 2020 |
| Instrument | 2020158397 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | ELEVATED TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4800 LARK DR, SAINT CLOUD, FL 34772-7956 |
| Document Number | 0005836199 |
|---|---|
| Date | Nov 19, 2020 |
| Instrument | 5836/199 |
| Name | LOW VA RATES LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4800 LARK DR, SAINT CLOUD, FL 34772-7956 |
| Document Number | 0055812379 |
| Instrument Date | Aug 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4800 LARK DR ST CLOUD FL 347727956, ST CLOUD, FL 34772-7956 |
| Document Number | 0055812379 |
|---|---|
| Date | Aug 29, 2019 |
| Book Page | 005581/002379 |
| Instrument | 112474 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 28, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 13, 2018 |
| Property Address | 4800 LARK DR, SAINT CLOUD, FL 34772-7956 |
| Document Number | 0054002778 |
| Book / Page | 005400 / 002778 |
| Instrument Date | Aug 10, 2018 |
| Instrument | 138412 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2018 |
| Title Company | CLASSIC TITLE AND SOLUTIONS INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,281.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4800 LARK DR ST CLOUD FL 347727956, ST CLOUD, FL 34772-7956 |
| Document Number | 54002779 |
|---|---|
| Date | Sep 13, 2018 |
| Book Page | 005400/002779 |
| Instrument | 138413 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 12, 2048 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,194.00 (+102.9%) | $251,300 (+65.36%) Land $60,000 Building $191,300 | $251,300 (+8.32%) Land $60,000 Building $191,300 |
| 2024 | $2,067.00 (+2.58%) | ||
| 2023 | $2,015.00 (+5.55%) Homeowner's exemption Senior Citizen's exemption | $151,976 (+3%) | $232,000 (+20.77%) Land $45,000 Building $187,000 |
| 2022 | $1,909.00 Homeowner's exemption Senior Citizen's exemption | $147,550 | $192,100 Land $40,000 Building $152,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 62% of the US · above 36% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 490 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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