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4736 Lark Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4736 Lark Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage1,749 sqft Heated Area
Lot Size13,939 sqft (0.319 acres)
OccupancyOwner Occupied
Last Sale$237,000 (2018)
Tax Bill$3,116.00 (2025)

Property Details

APN / Parcel Number

Primary APN3126315130000P0050
Alternative APN
  • 98739

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,749 sqft Heated Area
Gross Area2,515 sqft Gross Area
1st Floor1,525 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area13,939 sqft (0.319 acres)
Depth X Width140 ft x 100 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area506 sqft Garage
FenceFence
PorchOpen Porch
Porch Area64 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number98739
Street Address4736 LARK DR
CitySAINT CLOUD
StateFL
Zip34772-8479
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD MANOR VILLAGE PB 1 PG 395 BLK P LOT 5
Legal Range31E
Legal Township26S
Legal Section31
Legal SubdivisionST CLOUD MANOR VLG
Legal Tract5130
Legal BlockP
Legal Lot Number5
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1051
Census Tract43304

Owner

Source: Osceola County records · APN 3126315130000P0050

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4736 LARK DR, SAINT CLOUD, FL 34772-8479
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2022Deed of Trust, Mortgage · Veterans Administration Mortgage
TRUIST BANK
Jun 25, 2018Warranty Deed, Transfer · Veterans Administration Mortgage
CHRISTENSEN FINANCIAL INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 25, 2018 · Amount on Record
Deed SaleJun 25, 2018 · Amount on Record
Prior SaleJun 25, 2004 · Amount on Record
Deed Doc Number2018097552
Deed Book / Page5356 / 0805
Record RefreshedJun 08, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4736 LARK DR, SAINT CLOUD, FL 34772-8479
Transaction TypeMortgage
Record UpdatedFeb 08, 2022
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address4736 LARK DR, SAINT CLOUD, FL 34772-8479

Mortgage

Document Number0061281708
DateJan 13, 2022
Book Page6128/1708
Instrument2022007111
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 25, 2018
Property Address4736 LARK DR, SAINT CLOUD, FL 34772-8479
Document Number0053560805
Book / Page5356 / 0805
Map ReferenceMB1 PG395
Instrument DateJun 22, 2018
Instrument2018097552
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,659.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2580 JENSCOT RD, 2580, SAINT CLOUD, FL 34771-9013

Transferred To (Grantee/Buyer)

NameVerified Name
Address4736 LARK DR, SAINT CLOUD, FL 34772-8479

Mortgage

Document Number2018097553
DateJun 25, 2018
Instrument2018097553
Lender
NameCHRISTENSEN FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,116.00 (+8.01%) Homeowner's exemption$214,383 (+5.99%)$365,300 (+6.63%) Land $60,000 Building $305,300
2023$2,885.00 (+19.56%) Homeowner's exemption$202,274 (+17.86%)$342,600 (+31.21%) Land $45,000 Building $297,600
2022$2,413.00 Homeowner's exemption$171,626$261,100 Land $40,000 Building $221,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,064 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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