Osceola County property record for 4834 Lark Dr, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,406 sqft Living Area |
| Lot Size | 13,982 sqft (0.321 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $228,000 (2019) |
| Tax Bill | $3,416.00 (2024) |
| Primary APN | 31-26-31-5130-000R-0050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,406 sqft Living Area |
| Gross Area | 1,964 sqft Gross Area |
| 1st Floor | 1,406 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,982 sqft (0.321 acres) |
| Depth X Width | 140 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 510 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 80 sqft Shed |
| Porch Area | 48 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4834 LARK DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7956 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD MANOR VILLAGE PB 1 PG 395 BLK R LOT 5 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | ST CLOUD MANOR VLG |
| Legal Tract | 5130 |
| Legal Block | R |
| Legal Lot Number | 5 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1058 |
| Census Tract | 43304 |
Source: Osceola County records · APN 31-26-31-5130-000R-0050
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4834 LARK DR, SAINT CLOUD, FL 34772-7956 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenants In Common |
| Date | Document |
|---|---|
| Aug 02, 2018 | Deed of Trust, Mortgage · Veterans Administration Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Nov 06, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 01, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 01, 2019 · Amount on Record |
| Deed Sale | Oct 01, 2019 · Amount on Record |
| Prior Sale | Oct 12, 2015 · Amount on Record |
| Deed Doc Number | 2019126137 |
| Deed Book / Page | 5597 / 2190 |
| Prior Transfer Date | Aug 10, 2005 |
| Prior Transfer Doc | 0028700520 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4834 LARK DR, SAINT CLOUD, FL 34772-7956 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0053780052 |
|---|---|
| Date | Aug 02, 2018 |
| Book Page | 5378/0052 |
| Instrument | 2018117885 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4834 LARK DR, SAINT CLOUD, FL 34772-7956 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4834 LARK DR, SAINT CLOUD, FL 34772-7956 |
| Document Number | 0058280483 |
|---|---|
| Date | Nov 06, 2020 |
| Book Page | 5828/483 |
| Instrument | 2020151582 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Oct 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 01, 2019 |
| Property Address | 4834 LARK DR, SAINT CLOUD, FL 34772-7956 |
| Document Number | 0055972190 |
| Book / Page | 5597 / 2190 |
| Map Reference | MB 1 PG 395 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 2019126137 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | CHAMPION TITLE & CLOSING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,596.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4834 LARK DR, 4834, SAINT CLOUD, FL 34772-7956 |
| Name | Verified Name |
|---|---|
| Address | 13883 OSPREY LINKS RD APT 126, 126, ORLANDO, FL 32837-6151 |
| Document Number | 0055972192 |
|---|---|
| Date | Oct 01, 2019 |
| Instrument | 5597/2192 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,598.00 (+5.33%) Homeowner's exemption | $249,117 (+5.99%) | $297,400 (+7.4%) Land $60,000 Building $237,400 |
| 2024 | $3,416.00 (+2.18%) | ||
| 2023 | $3,343.00 (+4.34%) Homeowner's exemption | $235,046 (+3%) | $276,900 (+21.34%) Land $45,000 Building $231,900 |
| 2022 | $3,204.00 Homeowner's exemption | $228,200 Land $40,000 Building $188,200 | $228,200 Land $40,000 Building $188,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 62% of the US · above 36% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 490 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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