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4808 Riverwalk Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4808 Riverwalk Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeTownhouse
Details4 bd · 3 ba · 1,928 sqft · built 2017
Lot Size0.089 acres (3,920 sqft)
Owner2 Individual Names on File
Last Sale$206,990 (Aug 2017)
Tax Bill$5,364 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jul 2018 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN147711

Property Details

APN / Parcel Number

Primary APN147711
Alternative APN
  • 312531084000012060

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,928 sqft Heated Area
Gross Area2,324 sqft
1st Floor Area947 sqft
Upper Floors Area981 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area3,920 sqft (0.089 acres)
Lot Dimensions120 ft deep x 33 ft wide
Garage TypeFinished
Garage Area294 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area102 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number147711
Street Address4808 RIVERWALK DR
CitySAINT CLOUD
StateFL
Zip34771-7555
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionTURTLE CREEK PH 1A PB 19 PG 22-25 LOT 206
Legal Range31E
Legal Township25S
Legal Section31
Legal SubdivisionTURTLE CREEK TOWNHOMES
Legal Phase1A
Legal Tract840
Legal Block1
Legal Lot Number206
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2024
Census Tract43600

Owner

Source: Osceola County records · APN 147711

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4808 RIVERWALK DR, SAINT CLOUD, FL 34771-7555
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
VANDERBILT MORTGAGE & FINANCE INC
Jul 19, 2018Deed of Trust, Mortgage · FHA Mortgage
SECRETARY/HSNG & URBAN DEV
Aug 15, 2017Grant Deed, Subdivision Related Transfer · FHA Mortgage
NATIONS LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 15, 2017 · Amount on Record
Deed SaleAug 15, 2017 · Amount on Record
Deed Document Number2017117911
Deed Book / Page5194 / 2204
Record UpdatedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4808 RIVERWALK DR, SAINT CLOUD, FL 34771-7555
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4808 RIVERWALK DR, SAINT CLOUD, FL 34771-7555

Mortgage

Document Number0060961283
DateNov 30, 2021
Book Page6096/1283
Instrument2021184233
Lender
NameVANDERBILT MORTGAGE & FINANCE INC
TypeMortgage Company
AddressATLANTA, GA 30361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4808 RIVERWALK DR, SAINT CLOUD, FL 34771-7555
Document Number0053810699
Instrument DateJul 19, 2018
Transaction TypeMortgage
Record UpdatedAug 30, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4808 RIVERWALK DR ST CLOUD FL 347717555, ST CLOUD, FL 34771-7555

Mortgage

Document Number0053810699
DateAug 08, 2018
Book Page005381/000699
Instrument120923
Lender
NameSECRETARY/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 07, 2048

August 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateAug 15, 2017
Property Address4808 RIVERWALK DR, SAINT CLOUD, FL 34771-7555
Document Number0051942204
Book / Page005194 / 002204
Instrument DateAug 10, 2017
Instrument117911
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 25, 2018
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,448.93
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4808 RIVERWALK DR ST CLOUD FL 347717555, ST CLOUD, FL 34771-7555

Mortgage

Document Number51942205
DateAug 15, 2017
Book Page005194/002205
Instrument117912
Lender
NameNATIONS LNDG
AddressINDEPENDENCE, OH 44131
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 14, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,364.00 (-2.15%)$299,500 (-1.55%) Land $40,000 Building $259,500$299,500 (-1.55%) Land $40,000 Building $259,500
2023$5,482.00 (+104.55%)$304,200 (+59.39%) Land $14,900 Building $289,300$304,200 (+25.13%) Land $14,900 Building $289,300
2022$2,680.00 Homeowner's exemption$190,854$243,100 Land $14,900 Building $228,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation61.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 148 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies148 in force
Nearby Flood Claims5 (2016–2022)
Most Recent ClaimOct 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire RiskModerate
above 58% of the US · above 31% of Florida
Wildfire LikelihoodAbout 1 in 633 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 100 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
SpectrumCable1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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