Franklin County property record for 4904 Elder Rd, Villa Ridge, MO 63089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,164 sqft · built 1958 |
| Lot Size | 3.3 acres (143,748 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,006 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-1-11.0-0-000-034.000 |
| Primary APN | 18-1-11.0-0-000-034.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,164 sqft Living Area |
| 1st Floor Area | 1,370 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 143,748 sqft (3.3 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 340 sqft |
| Lean-To | 130 sqft |
| Utility Building | 1,020 sqft |
| Street Address | 4904 ELDER RD |
|---|---|
| City | VILLA RIDGE |
| State | MO |
| Zip | 63089-1426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SD |
| Legal Description | PT N 1/2 NW E ELDER RD |
| Legal Range | 01E |
| Legal Township | 43 |
| Legal Section | 11 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOLES |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 800101 |
Source: Franklin County records, as of November 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4904 ELDER RD, VILLA RIDGE, MO 63089-1426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Jun 22, 2005 |
| Last Transfer Date | Sep 14, 2016 |
| Transfer Doc | 0000013873 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 4904 ELDER RD, VILLA RIDGE, MO 63089-1426 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0002109282 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 2109282 |
| Name | NATIONSTAR MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Meramec Valley R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,006.00 (+24.29%) | $26,029 (+14.43%) | $138,300 (+14.12%) Land $19,430 Building $118,870 |
| 2023 | $1,614.00 (+25.51%) | $22,746 | $121,190 Land $17,430 Building $103,760 |
| 2022 | $1,286.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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