48 Three Vines Ct, Ladera Ranch, CA 92694 Property Records

Orange County property record for 48 Three Vines Ct, Ladera Ranch, CA 92694

Property Summary

Property TypeCondominium
Details2 bd · 3 ba · 1,482 sqft · built 2000
OwnerIndividual Name on File
Last Sale$700,000 (Sep 2021)
Tax Bill$9,202 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN931-887-83

Property Details

APN / Parcel Number

Primary APN931-887-83

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Building Area1,482 sqft Living Area

Exterior

Year BuiltBuilt 2000
Garage Area376 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address48 THREE VINES CT
CityLADERA RANCH
StateCA
Zip92694-0409
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionTRACT 15885, LOT 5 OF PROJECT 931-88 LOCATED ON AP 759-451-25 TOGETHER WITH AN UND. 1/12 INT IN PAR 2 OF LLA 01-085666.
Legal SubdivisionPHASE 5 OF THREE VINES
Legal Tract15885
Legal Lot Number5
Legal Unit1701
JurisdictionORANGE CA
Township / Civil DivisionMISSION VIEJO
Census Block Group1
Census Block1005
Census Tract32057

Owner

Source: Orange County records · APN 931-887-83

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address48 THREE VINES CT, LADERA RANCH, CA 92694-0409
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2021Grant Deed, Transfer · VA Mortgage
AMERICAN FINANCIAL NETWORK INC
Apr 17, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Apr 17, 2020Loan Modification, Mortgage · FHA Mortgage
MONEY SOURCE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 17, 2021 · Amount on Record
Deed SaleSep 17, 2021 · Amount on Record
Prior SaleNov 13, 2014 · Amount on Record
Deed Document Number2021000580944
Record UpdatedJun 08, 2026

September 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateSep 17, 2021
Property Address48 THREE VINES CT, LADERA RANCH, CA 92694-0409
Document Number0000580944
Map ReferenceDOC 2001-85666
Instrument DateAug 12, 2021
Instrument2021000580944
Transaction TypeTransfer
Record UpdatedSep 29, 2021
Title CompanyCALIFORNIA TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address73 PEPPERWOOD, ALISO VIEJO, CA 92656-3020

Mortgage

Document Number0000580945
DateSep 17, 2021
Instrument2021000580945
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address48 THREE VINES CT, LADERA RANCH, CA 92694-0409
Document Number0000244354
Instrument DateApr 17, 2020
Transaction TypeMortgage
Record UpdatedJun 16, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address48 THREE VINES CT LADERA RANCH CA 926940409, LADERA RANCH, CA 92694-0409

Mortgage

Document Number0000244354
DateMay 29, 2020
Instrument244354
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 28, 2050

April 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionORANGE CA
Property Address48 THREE VINES CT, LADERA RANCH, CA 92694-0409
Document Number0000244353
Instrument DateApr 17, 2020
Transaction TypeMortgage
Record UpdatedJun 16, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address48 THREE VINES CT LADERA RANCH CA 926940409, LADERA RANCH, CA 92694-0409

Mortgage

Document Number0000244353
DateMay 29, 2020
Instrument244353
Lender
NameMONEY SOURCE
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 28, 2050
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$9,202.00 (+3.32%)$742,845 (+4.04%) Land $532,736 Building $210,109
2023$8,906.00 (+1.62%)$714,000 Land $512,049 Building $201,951
2022$8,764.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskModerate
above 40% of the US · lower than 76% of California
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: California Internet.

Based on FCC filings for 499 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSANTA MARGARITA WATER DISTRICT
serves 165,275 people
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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