44 Three Vines Ct, Ladera Ranch, CA 92694 Property Records

Orange County property record for 44 Three Vines Ct, Ladera Ranch, CA 92694

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,346 sqft · built 2000
Owner	2 Individual Names on File
Last Sale	$810,000 (Sep 2024)
Tax Bill	$9,752 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`931-887-85`

Property Details

APN / Parcel Number

Primary APN	`931-887-85`
Alternative APN	`759-451-25`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,346 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Garage Area	393 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	44 THREE VINES CT
City	LADERA RANCH
State	CA
Zip	92694-0409
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 15885 BLK LOT 5 UN 1703 TRACT 15885, LOT 5 OF PROJECT 931-88 LOCATED ON
Legal Subdivision	THREE VINES
Legal Tract	15885
Legal Lot Number	5
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	1
Census Block	1005
Census Tract	32057

Owner

44 Three Vines Ct, a condominium, is owned and occupied by two individuals who bought it in September 2024.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	44 THREE VINES CT, LADERA RANCH, CA 92694-0409
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Jun 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage ADVANTAGEFIRST LENDING INC
Jul 12, 2018	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2024 · Amount on File
Deed Sale	Sep 9, 2024 · Amount on File
Prior Sale	Oct 17, 2016 · Amount on File
Deed Document Number	2024233331
Prior Transfer Date	Mar 16, 2016
Prior Transfer Doc	0000142586
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	44 THREE VINES CT, LADERA RANCH, CA 92694-0409
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 THREE VINES CT, MISSION VIEJO, CA 92694-0409

Mortgage

Document Number	0000330314
Date	Nov 26, 2025
Instrument	2025000330314

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	SILVERDALE, WA 98383

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	44 THREE VINES CT, LADERA RANCH, CA 92694-0409
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 THREE VINES CT, LADERA RANCH, CA 92694-0409

Mortgage

Document Number	0000363443
Date	Jun 4, 2021
Instrument	2021000363443

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Non-Lending Institution
Address	RANCHO SANTA MARGARITA, CA 92688

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE CA
Property Address	44 THREE VINES CT, LADERA RANCH, CA 92694-0409
Document Number	0000314239
Instrument Date	Jul 12, 2018
Transaction Type	Mortgage
Record Updated	Jan 25, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 THREE VINES CT LADERA RANCH CA 926940409, LADERA RANCH, CA 92694-0409

Mortgage

Document Number	0000314239
Date	Aug 28, 2018
Instrument	314239

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Aug 27, 2058

Interest

Rate	4.37%

Tax Assessment & Valuation

The 2025 property tax bill for 44 Three Vines Ct was $9,752, up 39.2% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$826,200 (+2%) Land $631,162 Building $195,038
2025	$9,752.00 (+39.21%)	$810,000 Land $618,786 Building $191,214
2024	$7,005.00 (+1.64%)
2023	$6,892.00 (+1.59%)	$533,217 Land $368,847 Building $164,370
2022	$6,784.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 44 Three Vines Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Three Vines Ct is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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