46 Three Vines Ct, Ladera Ranch, CA 92694 Property Records

Orange County property record for 46 Three Vines Ct, Ladera Ranch, CA 92694

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,346 sqft · built 2000
OwnerCompany Name on Record
Last Sale$483,000 (Mar 2017)
Tax Bill$7,174 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Aug 2020 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN931-887-84

Property Details

APN / Parcel Number

Primary APN931-887-84
Alternative APN
  • 759-451-25

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,346 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleCondo/Apartment
Garage Area393 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address46 THREE VINES CT
CityLADERA RANCH
StateCA
Zip92694-0409
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionN TR 15885 BLK LOT 5 UN 1702 TRACT 15885, LOT 5 OF PROJECT 931-88 LOCATED ON
Legal SubdivisionTREE VINES
Legal Tract15885
Legal Lot Number5
JurisdictionORANGE CA
Township / Civil DivisionMISSION VIEJO
Census Block Group1
Census Block1005
Census Tract32057

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address76 SUMMERLAND CIR, ALISO VIEJO, CA 92656-1628
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
JWH FINANCIAL INC
Aug 31, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANFLIGHT LNDG LLC
Mar 23, 2017Grant Deed, Transfer · Conventional Mortgage
ARK-LA-TEX FINANCE SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 23, 2017 · Amount on Record
Deed SaleMar 23, 2017 · Amount on Record
Prior SaleAug 6, 2008 · Amount on Record
Deed Document Number2017117734
Last Transfer DateAug 7, 2020
Transfer Doc0000451354
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address46 THREE VINES CT, LADERA RANCH, CA 92694-0409
Transaction TypeMortgage
Record UpdatedMar 3, 2021
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address76 SUMMERLAND CIR, ALISO VIEJO, CA 92656-1628

Mortgage

Document Number0000117300
DateFeb 19, 2021
Instrument2021000117300
Lender
NameJWH FINANCIAL INC
TypeFunding / Finance Company
AddressIRVINE, CA 92614
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueDec 1, 2050

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE CA
Recording DateAug 31, 2020
Property Address46 THREE VINES CT, LADERA RANCH, CA 92694-0409
Document Number0000451354
Instrument DateAug 7, 2020
Instrument451354
Transaction TypeTransfer
Record UpdatedSep 17, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address76 SUMMERLAND CIR ALISO VIEJO CA 926561628, ALISO VIEJO, CA 92656-1628

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address46 THREE VINES CT, LADERA RANCH, CA 92694-0409
Document Number0000018076
Instrument DateJan 11, 2020
Transaction TypeMortgage
Record UpdatedJan 30, 2020
Title CompanyTRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address76 SUMMERLAND CIR ALISO VIEJO CA 926561628, ALISO VIEJO, CA 92656-1628

Mortgage

Document Number0000018076
DateJan 15, 2020
Instrument18076
Lender
NameLOANFLIGHT LNDG LLC
AddressTAMPA, FL 33607
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 14, 2050

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateMar 23, 2017
Property Address46 THREE VINES CT, LADERA RANCH, CA 92694-0409
Document Number0000117734
Map ReferenceDOC01-86950
Instrument DateFeb 13, 2017
Instrument2017000117734
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship

Mortgage

Document Number0000117735
DateMar 23, 2017
Instrument2017000117735
Lender
NameARK-LA-TEX FINANCE SERVICES LLC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$571,771 (+2%) Land $401,248 Building $170,523
2025$7,174.00 (+1.54%)$560,560 (+4.04%) Land $393,380 Building $167,180
2024$7,065.00 (+1.64%)
2023$6,951.00 (+1.59%)$538,794 Land $378,105 Building $160,689
2022$6,842.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 76% of California
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA MARGARITA WATER DISTRICT
serves 165,275 people · EPA ID CA3010101
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks.

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