Rockland County and Haverstraw Town property record for 48 Main St, Garnerville, NY 10923
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,376 sqft · built 1914 |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $237,000 (Dec 2019) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392203 26.06-5-25 |
| Primary APN | 392203 26.06-5-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,376 sqft Living Area |
| 1st Floor Area | 760 sqft |
| 2nd Floor Area | 616 sqft |
| Game Room | Game Room |
| Year Built | Built 1914 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Composition/Composite |
| Lot Area | 11,761 sqft (0.269 acres) |
| Garage Type | Detached |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 154 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00085991000 |
|---|---|
| Old Parcel Number | 220302600600050250000000 |
| Street Address | 48 MAIN ST |
| City | GARNERVILLE |
| State | NY |
| Zip | 10923-1327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 303 |
| Legal Description | 46.-3-36.1 |
| Legal Subdivision | WESSMAN NAOMI MINOR SUBDIVISION |
| Legal Block | 5 |
| Legal Lot Number | 25.000 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | HAVERSTRAW |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10601 |
48 Main St is owned by two individuals who bought it in December 2019.
Source: Rockland County and Haverstraw Town records, as of December 26, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 61 W RAMAPO RD, GARNERVILLE, NY 10923-2023 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORP |
| Dec 31, 2019 | Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC |
| May 14, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2019 · Amount on File |
| Deed Sale | Dec 31, 2019 · Amount on File |
| Prior Sale | May 14, 2018 · Amount on File |
| Deed Document Number | 0201937902 |
| Deed Book / Page | 2019 / 37902 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 48 MAIN ST, GARNERVILLE, NY 10923-1327 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Title Company | LAND TRACK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000013354 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 2021-00013354 |
| Name | HOME POINT FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 1, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Dec 31, 2019 |
| Property Address | 48 MAIN ST, GARNERVILLE, NY 10923-1327 |
| Document Number | 0000037902 |
| Instrument Date | Dec 19, 2019 |
| Instrument | 37902 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2020 |
| Title Company | JUDICIAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $948.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 61 W RAMAPO RD GARNERVILLE NY 109232023, GARNERVILLE, NY 10923-2023 |
| Document Number | 37903 |
|---|---|
| Date | Dec 31, 2019 |
| Instrument | 37903 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 30, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | May 14, 2018 |
| Property Address | 48 MAIN ST, GARNERVILLE, NY 10923-1327 |
| Document Number | 0000014084 |
| Instrument Date | May 10, 2018 |
| Instrument | 14084 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 4, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Investor | Possibly a Property Investor |
Source: Rockland County and Haverstraw Town assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Haverstraw Town |
| Municipality | West Haverstraw Village |
| Unified School District | Haverstraw-Stony Point Central School District (North Rockland) (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $251,400 (-) Land $98,400 Building $153,000 | $431,514 (+5.2%) Land $168,898 Building $262,616 |
| 2023 | $251,400 (-) Land $98,400 Building $153,000 | $410,181 (+16.04%) Land $160,548 Building $249,633 |
| 2022 | $251,400 Land $98,400 Building $153,000 | $353,487 Land $138,358 Building $215,129 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Main St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1979–2015) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jul 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures