47 Main St, Garnerville, NY 10923 Property Records

Rockland County and Haverstraw Town property record for 47 Main St, Garnerville, NY 10923

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1952
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$307,500 (May 2021)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`392203 26.06-3-17`

Property Details

APN / Parcel Number

Primary APN	`392203 26.06-3-17`
Alternative APNs	`220302600600030170000000` `0008380`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1952
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0008380
Old Parcel Number	220302600600030170000000
Street Address	47 MAIN ST
City	GARNERVILLE
State	NY
Zip	10923-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	302
Legal Description	45.-3-1
Legal Block	3
Legal Lot Number	17.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	HAVERSTRAW
Census Block Group	3
Census Block	3002
Census Tract	10601

Owner

Source: Rockland County and Haverstraw Town records · APN 392203 26.06-3-17

Assessment roll updated May 31, 2024 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	47 MAIN ST, GARNERVILLE, NY 10923-1318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 05, 2021 · Amount on Record
Deed Sale	May 05, 2021 · Amount on Record
Prior Sale	Sep 12, 2006 · Amount on Record
Deed Document Number	0202119434
Deed Book / Page	2021 / 19434
Record Updated	Jun 08, 2026

May 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKLAND NY
Recording Date	May 05, 2021
Property Address	47 MAIN ST, GARNERVILLE, NY 10923-1318
Document Number	0000019434
Map Reference	LB 766 PG 888
Instrument Date	May 04, 2021
Instrument	2021-00019434
Transaction Type	Transfer
Record Updated	Jun 09, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 JOHN F KENNEDY DR, 45, STONY POINT, NY 10980-3204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 COBBLE PL, BLAUVELT, NY 10913-1649
Investor	Possibly a Property Investor

Mortgage

Document Number	0000019435
Date	May 05, 2021
Instrument	2021-00019435

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rockland County and Haverstraw Town records · Assessment roll updated May 31, 2024 · Last verified January 2026

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Haverstraw Town
Municipality	West Haverstraw Village
Unified School District	Haverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2024	$180,000 (-) Land $60,000 Building $120,000	$308,960 (+5.2%) Land $102,987 Building $205,973
2023	$180,000 Land $60,000 Building $120,000	$293,686 Land $97,895 Building $195,791

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 19, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1979–2015)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jul 2015 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 402 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.