46 Main St, Garnerville, NY 10923 Property Records

Rockland County and Haverstraw Town property record for 46 Main St, Garnerville, NY 10923

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,396 sqft · built 1992
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on Record
Flood ZoneZone X (minimal risk)
APN392203 26.06-5-24

Property Details

APN / Parcel Number

Primary APN392203 26.06-5-24
Alternative APNs
  • 220302600600050240000000
  • 00085992000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,396 sqft Living Area
1st Floor Area1,488 sqft
Basement Area908 sqft
Finished Basement908 sqft

Exterior

Year BuiltBuilt 1992
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area13,068 sqft (0.3 acres)
Garage TypeBasement
PorchFinished/Screened Porch
Porch Area240 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00085992000
Old Parcel Number220302600600050240000000
Street Address46 MAIN ST
CityGARNERVILLE
StateNY
Zip10923-1327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code303
Legal Description46.-3-36.2
Legal Block5
Legal Lot Number24.000
JurisdictionROCKLAND NY
Township / Civil DivisionHAVERSTRAW
Census Block Group3
Census Block3000
Census Tract10601

Owner

Source: Rockland County and Haverstraw Town records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address46 MAIN ST, GARNERVILLE, NY 10923-1327
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Rockland County and Haverstraw Town assessment roll, as of May 31, 2024

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionHaverstraw Town
MunicipalityWest Haverstraw Village
Unified School DistrictHaverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2024$245,500 (-) Land $90,000 Building $155,500$421,387 (+5.2%) Land $154,480 Building $266,907
2023$245,500 Land $90,000 Building $155,500$400,555 Land $146,843 Building $253,712

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1979–2015)
Claims Outside the SFHA3 of 5
Most Recent ClaimJul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number