Rockland County and Haverstraw Town property record for 44 Main St, Garnerville, NY 10923
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,968 sqft · built 1915 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Owner Name on File |
| Last Sale | $240,000 (Feb 2013) |
| Deeds & Mortgages | Jun 2019 Loan Modification Jun 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392203 26.06-5-23 |
| Primary APN | 392203 26.06-5-23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 1,968 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| 2nd Floor Area | 672 sqft |
| Year Built | Built 1915 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,405 sqft (0.169 acres) |
| Porch | Covered Porch |
| Porch Area | 488 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00085980100 |
|---|---|
| Old Parcel Number | 220302600600050230000000 |
| Street Address | 44 MAIN ST |
| City | GARNERVILLE |
| State | NY |
| Zip | 10923-1327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 303 |
| Legal Description | 46.-3-35.1 |
| Legal Subdivision | SUBDIVISION PLAT STEVEN BALOGH |
| Legal Block | 5 |
| Legal Lot Number | 23.000 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | HAVERSTRAW |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10601 |
The current owner of 44 Main St bought it in February 2013.
Source: Rockland County and Haverstraw Town records, as of December 26, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 44 MAIN ST, GARNERVILLE, NY 10923-1327 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 7, 2019 | Loan Modification, Mortgage · FHA Mortgage SHELLPOINT MTG SVCNG |
| Jun 7, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Aug 31, 2018 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY/HSNG & URBAN DEV |
| Last Sale | Feb 19, 2013 · Amount on File |
|---|---|
| Deed Sale | Feb 19, 2013 · Amount on File |
| Deed Document Number | 0020135913 |
| Deed Book / Page | 2013 / 5913 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 44 MAIN ST, GARNERVILLE, NY 10923-1327 |
| Document Number | 0000003061 |
| Instrument Date | Jun 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 44 MAIN ST GARNERVILLE NY 109231327, GARNERVILLE, NY 10923-1327 |
| Document Number | 0000003061 |
|---|---|
| Date | Jan 21, 2020 |
| Instrument | 3061 |
| Name | SHELLPOINT MTG SVCNG |
|---|---|
| Address | GREENVILLE, SC 29601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 20, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 44 MAIN ST, GARNERVILLE, NY 10923-1327 |
| Document Number | 0000030711 |
| Instrument Date | Jun 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 44 MAIN ST GARNERVILLE NY 109231327, GARNERVILLE, NY 10923-1327 |
| Document Number | 0000030711 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 30711 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 15, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 44 MAIN ST, GARNERVILLE, NY 10923-1327 |
| Document Number | 0000029782 |
| Instrument Date | Aug 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 44 MAIN ST GARNERVILLE NY 109231327, GARNERVILLE, NY 10923-1327 |
| Document Number | 0000029782 |
|---|---|
| Date | Oct 9, 2018 |
| Instrument | 29782 |
| Name | SECRETARY/HSNG & URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 8, 2048 |
Source: Rockland County and Haverstraw Town assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Haverstraw Town |
| Municipality | West Haverstraw Village |
| Unified School District | Haverstraw-Stony Point Central School District (North Rockland) (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $230,000 (-) Land $82,000 Building $148,000 | $394,782 (+5.2%) Land $140,748 Building $254,034 |
| 2023 | $230,000 Land $82,000 Building $148,000 | $375,265 Land $133,790 Building $241,475 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 44 Main St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1979–2015) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jul 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 44 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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