48 Mackay Ave, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 48 Mackay Ave, Waldwick, NJ 07463

Property Summary

Property Type	Single Family Home
Details	864 sqft · built 1953
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$510,000 (Aug 2022)
Tax Bill	$10,497 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-00003-0000-00038`

Property Details

APN / Parcel Number

Primary APN	`64-00003-0000-00038`
Alternative APN	`640000300038`

Interior

Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	48 MACKAY AVE
City	WALDWICK
State	NJ
Zip	07463-1910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	50 X 100
Legal Subdivision	RIDGEWOOD HLNDS SUPPL #1
Legal Block	3
Legal Lot Number	38
Jurisdiction	BERGEN NJ
Township / Civil Division	WALDWICK
Census Block Group	4
Census Block	4002
Census Tract	56100

Owner

Source: Bergen County and Waldwick Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48 MACKAY AVE, WALDWICK, NJ 07463-1910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2022 · Amount on Record
Deed Sale	Aug 17, 2022 · Amount on Record
Prior Sale	May 8, 2002 · Amount on Record
Deed Document Number	202281583
Deed Book / Page	4776 / 1297
Record Updated	Sep 20, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 17, 2022
Property Address	48 MACKAY AVE, WALDWICK, NJ 07463-1910
Document Number	0047761297
Book / Page	4776 / 1297
Instrument Date	Jul 21, 2022
Instrument	2022081583
Transaction Type	Transfer
Record Updated	Nov 2, 2023
Title Company	CLEAR SKIES TITLE LLC, CLEAR SKIES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,968.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	757 OLDSMAR TER, THE VILLAGES, FL 32163-2503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 MACKAY AVE, WALDWICK, NJ 07463-1910

Mortgage

Document Number	0047761303
Date	Aug 17, 2022
Book Page	4776/1303
Instrument	2022081584

Lender

Name	PINNACLE MORTGAGE INC
Type	Mortgage Company
Address	EAST HANOVER, NJ 07936

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$457,400 (-) Land $270,000 Building $187,400	$457,400 (-) Land $270,000 Building $187,400
2025	$10,497.00 (+3.66%)	$457,400 (+43.61%) Land $270,000 Building $187,400	$457,400 (+43.61%) Land $270,000 Building $187,400
2024	$10,126.00 (+11.64%)
2023		$318,500 (-) Land $220,000 Building $98,500	$318,500 (-) Land $220,000 Building $98,500
2022	$9,070.00 (+1.93%)	$318,500 Land $220,000 Building $98,500	$318,500 Land $220,000 Building $98,500
2021	$8,898.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20