Bergen County and Waldwick Borough property record for 58 Mackay Ave, Waldwick, NJ 07463 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1951 |
| Square Footage | 2,083 sqft Living Area |
| Lot Size | 7,126 sqft (0.164 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $649,900 (2017) |
| Tax Bill | $17,662.00 (2025) |
Source: Bergen County and Waldwick Borough records · APN 64-00005-0000-00004
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 58 MACKAY AVE, WALDWICK, NJ 07463-1930 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITY BANK |
| Oct 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITY BANK |
| Apr 25, 2018 | Deed of Trust, Mortgage UNITY BK |
| Apr 21, 2017 | Deed, Transfer · Conventional Mortgage UNITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 21, 2017 · Amount on Record |
| Deed Sale | Apr 21, 2017 · Amount on Record |
| Prior Sale | Nov 17, 2009 · Amount on Record |
| Deed Doc Number | 201732857 |
| Deed Book / Page | 2593 / 1484 |
| Prior Transfer Date | Dec 10, 1999 |
| Prior Transfer Doc | 0000203575 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 58 MACKAY AVE, WALDWICK, NJ 07463-1930 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0042120023 |
|---|---|
| Date | Jun 15, 2021 |
| Book Page | 4212/23 |
| Instrument | 2021095339 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Address | CLINTON, NJ 08809 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 58 MACKAY AVE, WALDWICK, NJ 07463-1930 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0037691123 |
|---|---|
| Date | Oct 16, 2020 |
| Book Page | 3769/1123 |
| Instrument | 20-104394 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Address | CLINTON, NJ 08809 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 58 MACKAY AVE, WALDWICK, NJ 07463-1930 |
| Document Number | 0029442384 |
| Instrument Date | Apr 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 58 MACKAY AVE WALDWICK NJ 074631930, WALDWICK, NJ 07463-1930 |
| Document Number | 0029442384 |
|---|---|
| Date | May 18, 2018 |
| Book Page | 002944/002384 |
| Instrument | 35293 |
| Name | UNITY BK |
|---|---|
| Type | Bank |
| Address | CLINTON, NJ 08809 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 17, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 21, 2017 |
| Property Address | 58 MACKAY AVE, WALDWICK, NJ 07463-1930 |
| Document Number | 0025931484 |
| Book / Page | 02593 / 1484 |
| Instrument Date | Apr 07, 2017 |
| Instrument | 17-032857 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,715.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 58 MACKAY AVE, 58, WALDWICK, NJ 07463-1930 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 58 MACKAY AVE, WALDWICK, NJ 07463-1930 |
| Document Number | 0025931489 |
|---|---|
| Date | Apr 21, 2017 |
| Book Page | 02593/1489 |
| Instrument | 17-032857.01 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Address | CLINTON, NJ 08809 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
Source: Bergen County and Waldwick Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $769,600 (-) Land $306,900 Building $462,700 | $769,600 (-) Land $306,900 Building $462,700 | |
| 2025 | $17,662.00 (+3.66%) | $769,600 (+36.07%) Land $306,900 Building $462,700 | $769,600 (+36.07%) Land $306,900 Building $462,700 |
| 2024 | $17,038.00 (+5.77%) | ||
| 2023 | $565,600 Land $248,700 Building $316,900 | $565,600 Land $248,700 Building $316,900 | |
| 2022 | $16,108.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 64-00005-0000-00004 |
|---|---|
| Alternative APN |
|
| Building Area | 2,083 sqft Living Area |
|---|---|
| 1st Floor | 2,083 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Construction Type | Frame Construction |
| Lot Area | 7,126 sqft (0.164 acres) |
| Depth X Width | 95 ft x 75 ft Depth x Width |
| Street Address | 58 MACKAY AVE |
|---|---|
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1930 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 75 X 95 3LTS |
| Legal Subdivision | RIDGEWALD HLNDS |
| Legal Block | 5 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | WALDWICK |
| Census Blockgroup | 4 |
| Census Block | 4003 |
| Census Tract | 56100 |
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