45 Mackay Ave, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 45 Mackay Ave, Waldwick, NJ 07463

Property Summary

Property Type	Single Family Home
Details	1,600 sqft · built 1961
Lot Size	0.112 acres (4,874 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,923 (2025)
Flood Zone	Zone X (minimal risk)
APN	`64-00002-0000-00030`

Property Details

APN / Parcel Number

Primary APN	`64-00002-0000-00030`
Alternative APNs	`640000200030` `000282`

Interior

Stories	1 Story
Building Area	1,600 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Stucco
Lot Area	4,874 sqft (0.112 acres)
Lot Dimensions	65 ft deep x 75 ft wide

Location & Zoning

Account Number	000282
Street Address	45 MACKAY AVE
City	WALDWICK
State	NJ
Zip	07463-1909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	75X65
Legal Block	2
Legal Lot Number	30
Jurisdiction	BERGEN NJ
Township / Civil Division	WALDWICK
Census Block Group	4
Census Block	4000
Census Tract	56100

Owner

Source: Bergen County and Waldwick Borough records · APN 64-00002-0000-00030

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 MACKAY AVE, WALDWICK, NJ 07463-1909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Bergen County and Waldwick Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$519,500 (-) Land $271,800 Building $247,700	$519,500 (-) Land $271,800 Building $247,700
2025	$11,923.00 (+3.67%)	$519,500 (+24.91%) Land $271,800 Building $247,700	$519,500 (+24.91%) Land $271,800 Building $247,700
2024	$11,501.00 (-2.9%)
2023		$415,900 Land $221,400 Building $194,500	$415,900 Land $221,400 Building $194,500
2022	$11,844.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 349 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WALDWICK WATER DEPT serves 10,208 people
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.