46 Mackay Ave, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 46 Mackay Ave, Waldwick, NJ 07463 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,414 sqft · built 1956
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Feb 2014)
Tax Bill	$10,573 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-00003-0000-00036`

Property Details

APN / Parcel Number

Primary APN	`64-00003-0000-00036`
Alternative APN	`640000300036`

Interior

Stories	1 Story
Building Area	1,414 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	46 MACKAY AVE
City	WALDWICK
State	NJ
Zip	07463-1910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50 X 100
Legal Subdivision	RIDGEWALD HLNDS BOROUGH/WALDWI
Legal Block	3
Legal Lot Number	36
Jurisdiction	BERGEN NJ
Township / Civil Division	WALDWICK
Census Block Group	4
Census Block	4002
Census Tract	56100

Owner

Source: Bergen County and Waldwick Borough records · APN 64-00003-0000-00036

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	46 MACKAY AVE, WALDWICK, NJ 07463-1910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 28, 2014 · Amount on Record
Deed Sale	Feb 28, 2014 · Amount on Record
Deed Document Number	201413152
Deed Book / Page	1627 / 1133
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	46 MACKAY AVE, WALDWICK, NJ 07463-1910
Document Number	0034340613
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Dec 24, 2019
Title Company	INDEED ABSTRACT, INDEED ABS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	46 MACKAY AVE WALDWICK NJ 074631910, WALDWICK, NJ 07463-1910

Mortgage

Document Number	0034340613
Date	Dec 10, 2019
Book Page	003434/000613
Instrument	85966

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 09, 2049

Tax Assessment & Valuation

Source: Bergen County and Waldwick Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$460,700 (-) Land $270,000 Building $190,700	$460,700 (-) Land $270,000 Building $190,700
2025	$10,573.00 (+3.67%)	$460,700 (+31.03%) Land $270,000 Building $190,700	$460,700 (+31.03%) Land $270,000 Building $190,700
2024	$10,199.00 (+1.86%)
2023		$351,600 Land $220,000 Building $131,600	$351,600 Land $220,000 Building $131,600
2022	$10,013.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030561004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 349 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	2,300 / 2,300
Optimum Communications	Cable	940 / 35
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.