47 Mackay Ave, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 47 Mackay Ave, Waldwick, NJ 07463 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2,448 sqft · built 1963
Lot Size	0.227 acres (9,888 sqft)
Owner	2 Individual Names on File
Last Sale	$665,000 (Jun 2020)
Tax Bill	$16,021 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64 00002-0000-00033`

Property Details

APN / Parcel Number

Primary APN	`64 00002-0000-00033`
Alternative APNs	`64-00002-0000-00033-01` `640000200033` `000283`

Interior

Stories	2 Stories
Building Area	2,448 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Stucco
Lot Area	9,888 sqft (0.227 acres)
Lot Dimensions	60 ft deep x 125 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	000283
Street Address	47 MACKAY AVE
City	WALDWICK
State	NJ
Zip	07463-1909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.227 AC
Legal Subdivision	RIDGEWALD HLNDS
Legal Block	2
Legal Lot Number	33.1
Jurisdiction	BERGEN NJ
Township / Civil Division	WALDWICK
Census Block Group	4
Census Block	4000
Census Tract	56100

Owner

Source: Bergen County and Waldwick Borough records · APN 64 00002-0000-00033

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	47 MACKAY AVE, WALDWICK, NJ 07463-1909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 01, 2020 · Amount on Record
Deed Sale	Jun 01, 2020 · Amount on Record
Prior Sale	Jul 25, 2000 · Amount on Record
Deed Document Number	202053727
Deed Book / Page	3611 / 411
Prior Transfer Date	Jul 14, 1998
Prior Transfer Doc	0000146262
Record Updated	Sep 20, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 01, 2020
Property Address	47 MACKAY AVE, WALDWICK, NJ 07463-1909
Document Number	0036110411
Book / Page	003611 / 000411
Instrument Date	Nov 21, 2019
Instrument	20053727
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$665.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	47 MACKAY AVE WALDWICK NJ 074631909, WALDWICK, NJ 07463-1909

Mortgage

Document Number	36110417
Date	Jun 01, 2020
Book Page	003611/000417
Instrument	20053728

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

Source: Bergen County and Waldwick Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$698,100 (-) Land $358,400 Building $339,700	$698,100 (-) Land $358,400 Building $339,700
2025	$16,021.00 (+3.72%)	$698,100 (+42.3%) Land $358,400 Building $339,700	$698,100 (+42.3%) Land $358,400 Building $339,700
2024	$15,447.00 (+10.56%)
2023		$490,600 Land $249,800 Building $240,800	$490,600 Land $249,800 Building $240,800
2022	$13,972.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030561004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 349 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	2,300 / 2,300
Optimum Communications	Cable	940 / 35
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.