Brunswick County property record for 48 E First St, #2, Ocean Isle Beach, NC 28469
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 2,344 sqft · built 1995 |
| Owner | Individual Name on Record |
| Tax Bill | $3,051 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage Dec 2020 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 258AJ01402 |
| Primary APN | 258AJ01402 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,344 sqft Heated Area |
| Gross Area | 2,980 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Wood Truss |
| Roof Material | Shingle |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80104791 |
|---|---|
| Street Address | 48 E FIRST ST, 2 |
| City | OCEAN ISLE BEACH |
| State | NC |
| Zip | 28469-7600 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 48EW OCEAN ISLE BEACH CONDO CB 8/491 |
| Legal Subdivision | OIB CONDOMINIUM |
| Legal Unit | 48EW |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SHALLOTTE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 20512 |
Source: Brunswick County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1200 BLENHEIM DR, RALEIGH, NC 27612-5512 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Jun 11, 2018 | Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU |
| Dec 31, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Jan 7, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 17, 2012 |
| Transfer Doc | 0032310623 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 48 E FIRST ST # 2, 2, OCEAN ISLE BEACH, NC 28469 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0040660610 |
|---|---|
| Date | Jun 11, 2018 |
| Book Page | 4066/0610 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Max Rate | 6% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Dec 31, 2020 |
| Property Address | 48 E FIRST ST # 2, 2, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0045190986 |
| Book / Page | 004519 / 000986 |
| Instrument Date | Dec 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1200 BLENHEIM DR RALEIGH NC 276125512, RALEIGH, NC 27612-5512 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Jan 7, 2019 |
| Property Address | 48 E FIRST ST # 2, 2, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0041421047 |
| Book / Page | 004142 / 001047 |
| Instrument Date | Jan 1, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1200 BLENHEIM DR RALEIGH NC 276125512, RALEIGH, NC 27612-5512 |
Source: Brunswick County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Ocean Isle Beach Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $762,500 (-) Building $762,500 | $762,500 (-) Building $762,500 | |
| 2025 | $3,051.00 (-0.29%) | $762,500 (-) Building $762,500 | $762,500 (-) Building $762,500 |
| 2024 | $3,060.00 | ||
| 2023 | $762,500 Building $762,500 | $762,500 Building $762,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 596 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 658 units insured incl. 62 condo units |
| Nearby Flood Claims | 901 (1979–2022) |
| Claims Outside the SFHA | 2 of 901 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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