Brunswick County property record for 51 E First St, Ocean Isle Beach, NC 28469
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 2,541 sqft · built 2023 |
| Lot Size | 0.12 acres (5,196 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,094,500 (Jun 2025) |
| Tax Bill | $4,778 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Dec 2022 Sale & Second Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 258AA006 |
| Primary APN | 258AA006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Building Area | 2,541 sqft Heated Area |
| Gross Area | 4,588 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 5,196 sqft (0.12 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80158509 |
|---|---|
| Street Address | 51 E FIRST ST |
| City | OCEAN ISLE BEACH |
| State | NC |
| Zip | 28469 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L-5 B-3 S-C OI PLAT 3/179 |
| Legal Subdivision | OCEAN ISLE BEACH |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SHALLOTTE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 20512 |
Source: Brunswick County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 264 BRIDGEWATER LN, MOORESVILLE, NC 28117-8532 |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Nov 30, 2023 | Quit Claim Deed, Transfer · Commercial Mortgage LENDINGONE LLC |
| Dec 15, 2022 | Warranty Deed, Transfer · Stand-Alone Second Mortgage BAKER NOVA LLC |
| Sep 12, 2019 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2025 · Amount on Record |
| Deed Sale | Jun 17, 2025 · Amount on Record |
| Prior Sale | Aug 28, 2024 · Amount on Record |
| Deed Book / Page | 5370 / 1279 |
| Prior Transfer Date | Nov 30, 2023 |
| Prior Transfer Doc | 0051070064 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Nov 30, 2023 |
| Property Address | 51 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7601 |
| Document Number | 0051070064 |
| Book / Page | 5107 / 64 |
| Map Reference | CAB 3 PG 179 |
| Instrument Date | Nov 30, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 308 ARBORHILL LN, HOLLY SPRINGS, NC 27540-6207 |
| Document Number | 0000510766 |
|---|---|
| Date | Nov 30, 2023 |
| Instrument | 5107/66 |
| Name | LENDINGONE LLC |
|---|---|
| Type | Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Dec 1, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Dec 15, 2022 |
| Property Address | 51 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7601 |
| Document Number | 0049500620 |
| Book / Page | 4950 / 620 |
| Map Reference | CAB 3 PG 179 |
| Instrument Date | Dec 13, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $855.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 123 SAND DOLLAR ST, HOLDEN BEACH, NC 28462-1953 |
| Name | Verified Name |
|---|---|
| Address | 308 ARBORHILL LN, HOLLY SPRINGS, NC 27540-6207 |
| Document Number | 0004950623 |
|---|---|
| Date | Dec 15, 2022 |
| Instrument | 4950/623 |
| Name | BAKER NOVA LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Sep 30, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Sep 12, 2019 |
| Property Address | 51 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7601 |
| Document Number | 0042430777 |
| Book / Page | 004243 / 000777 |
| Instrument Date | Sep 5, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $270.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 124 SAND DOLLAR ST HOLDEN BEACH NC 284621953, HOLDEN BEACH, NC 28462-1953 |
Source: Brunswick County assessment roll, as of August 26, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Ocean Isle Beach Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,778.00 | $1,280,040 (+220.01%) Land $400,000 Building $880,040 | $1,280,040 (+220.01%) Land $400,000 Building $880,040 |
| 2023 | $400,000 Land $400,000 | $400,000 Land $400,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 596 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 658 units insured incl. 62 condo units |
| Nearby Flood Claims | 901 (1979–2022) |
| Claims Outside the SFHA | 2 of 901 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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