1. Home
  2. North Carolina
  3. Brunswick County
  4. Ocean Isle Beach
  5. E First St

45 E First St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 45 E First St, Ocean Isle Beach, NC 28469 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 2,573 sqft · built 2021
Lot Size0.12 acres (5,040 sqft)
Owner2 Individual Names on File
Last Sale$295,000 (May 2021)
Tax Bill$4,568 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN258AA003

Property Details

APN / Parcel Number

Primary APN258AA003
Alternative APNs
  • 107517212041
  • 80110496

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area2,573 sqft Heated Area
Gross Area3,331 sqft
FlooringLaminate Plank
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialWood Shingle
Roof TypeGable
Roof MaterialShingle
Lot Area5,040 sqft (0.12 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80110496
Street Address45 E FIRST ST
CityOCEAN ISLE BEACH
StateNC
Zip28469
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL-8 B-3 S-C OI PLAT 3/179
Legal SubdivisionOCEAN ISLE BEACH
Legal Block3
Legal Lot Number8
JurisdictionBRUNSWICK NC
Township / Civil DivisionSHALLOTTE
Census Block Group3
Census Block3013
Census Tract20512

Owner

Source: Brunswick County records · APN 258AA003

Assessment roll updated August 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address337 S SAN AGUSTIN DR, MOORESVILLE, NC 28117-8582
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 04, 2021 · Amount on Record
Deed SaleMay 04, 2021 · Amount on Record
Prior SaleFeb 23, 2005 · Amount on Record
Deed Book / Page4610 / 994
Record UpdatedSep 20, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateMay 04, 2021
Property Address45 E FIRST ST, OCEAN ISLE BEACH, NC 28469
Document Number0046100994
Book / Page4610 / 994
Map ReferenceMB 3 PG 179-179A
Instrument DateApr 19, 2021
Transaction TypeTransfer
Record UpdatedNov 08, 2022

Transaction

AmountAmount Recorded
Tax$590.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address131 OCEAN BLVD W, 131, HOLDEN BEACH, NC 28462-5024

Transferred To (Grantee/Buyer)

NameVerified Name
Address337 S SAN AGUSTIN DR, MOORESVILLE, NC 28117-8582

Mortgage

Document Number0046100999
DateMay 04, 2021
Book Page4610/999
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressCHARLESTON, SC 29406
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2051
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateMay 01, 2028
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change5.25%
Index1-Year CMT
Max Rate9.25%

Tax Assessment & Valuation

Source: Brunswick County records · Assessment roll updated August 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOcean Isle Beach Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,568.00$1,181,590 (-) Land $400,000 Building $781,590$1,181,590 (-) Land $400,000 Building $781,590
2023$1,181,590 Land $400,000 Building $781,590$1,181,590 Land $400,000 Building $781,590

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brunswick County (37019C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370190205123, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 596 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies658 units insured
62 under condo master policies
Nearby Flood Claims901 (1979–2022)
Claims Outside the SFHA2 of 901
Most Recent ClaimSep 2022, other causes, Hurricane Ian
Claims By Storm
  • Hurricane Isaias, Aug 2020 · 124 claims
  • Hurricane Matthew, Oct 2016 · 106 claims
  • Hurricane Hugo, Sep 1989 · 264 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 98 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Atlantic Telephone MembershipFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on E First St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures