50 E First St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 50 E First St, Ocean Isle Beach, NC 28469

Property Summary

Property TypeSingle Family Home
Details12 bd · 13 ba · 4,992 sqft · built 2002
Lot Size0.256 acres (11,151 sqft)
Owner2 Individual Names on Record
Last Sale$2,450,000 (Nov 2020)
Tax Bill$7,884 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Nov 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN258AJ013

Property Details

APN / Parcel Number

Primary APN258AJ013
Alternative APNs
  • 107517203887
  • 80102759

Interior

Bedrooms12 Beds
Full Baths13 Baths
Stories2 Stories
Building Area4,992 sqft Heated Area
Gross Area7,116 sqft
1st Floor Area300 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2005
Exterior MaterialWood Shingle
Foundation TypePier/Post & Beam
Roof TypeHip
Roof MaterialShingle
Lot Area11,151 sqft (0.256 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80102759
Street Address50 E FIRST ST
CityOCEAN ISLE BEACH
StateNC
Zip28469
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionL-17-HALF 18 B-1 S-C PLAT 3/179-179A
Legal SubdivisionOCEAN ISLE BEACH
Legal Block1
Legal Lot Number17
JurisdictionBRUNSWICK NC
Township / Civil DivisionSHALLOTTE
Census Block Group3
Census Block3011
Census Tract20512

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1414 DARBEE DR, MORRISTOWN, TN 37814-3323
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
TD BANK NA
Nov 13, 2020Warranty Deed, Transfer · Conventional Mortgage
TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 13, 2020 · Amount on Record
Deed SaleNov 13, 2020 · Amount on Record
Prior SaleOct 1, 2003
Deed Book / Page4486 / 1294
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRUNSWICK NC
Property Address50 E FIRST ST, OCEAN ISLE BEACH, NC 28469
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043141320
DateFeb 13, 2020
Book Page4314/1320
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateNov 13, 2020
Property Address50 E FIRST ST, OCEAN ISLE BEACH, NC 28469
Document Number0044861294
Book / Page4486 / 1294
Map ReferenceMB 3 PG 719&179A
Instrument DateOct 26, 2020
Transaction TypeTransfer
Record UpdatedAug 6, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,900.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13050 JEROME JAY DR, 13050, COCKEYSVILLE, MD 21030-1522

Transferred To (Grantee/Buyer)

NameVerified Name
Address1414 DARBEE DR, MORRISTOWN, TN 37814-3323

Mortgage

Document Number44861301
DateNov 13, 2020
Instrument4486/1301
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOcean Isle Beach Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,052,910 (-) Land $960,000 Building $1,092,910$2,052,910 (-) Land $960,000 Building $1,092,910
2025$7,884.00$2,052,910 (+1.19%) Land $960,000 Building $1,092,910$2,052,910 (+1.19%) Land $960,000 Building $1,092,910
2023$2,028,710 Land $960,000 Building $1,068,710$2,028,710 Land $960,000 Building $1,068,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 596 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies658 units insured
incl. 62 condo units
Nearby Flood Claims901 (1979–2022)
Claims Outside the SFHA2 of 901
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Isaias, Aug 2020 · 124 claims
  • Hurricane Matthew, Oct 2016 · 106 claims
  • Hurricane Hugo, Sep 1989 · 264 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OCEAN ISLE BEACH
serves 7,925 people · EPA ID NC0410035
Water SourcePurchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State InspectionApr 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Focus Broadband
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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