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46 E First St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 46 E First St, Ocean Isle Beach, NC 28469 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 1,888 sqft · built 1985
Lot Size0.18 acres (7,779 sqft)
Owner2 Individual Names on File
Last Sale$895,000 (Oct 2020)
Tax Bill$4,476 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Flood ZoneZone VE (high risk)
APN258AJ015

Property Details

APN / Parcel Number

Primary APN258AJ015
Alternative APNs
  • 107517202853
  • 80043713

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area1,888 sqft Heated Area
Gross Area2,480 sqft
1st Floor Area1,120 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2000
Exterior MaterialWood Shingle
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,779 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80043713
Street Address46 E FIRST ST
CityOCEAN ISLE BEACH
StateNC
Zip28469-7600
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL-20 B-1 S-C OIB PLAT 3/179-179A
Legal SubdivisionOCEAN ISLE BEACH
Legal Block1
Legal Lot Number20
JurisdictionBRUNSWICK NC
Township / Civil DivisionSHALLOTTE
Census Block Group3
Census Block3011
Census Tract20512

Owner

Source: Brunswick County records · APN 258AJ015

Assessment roll updated August 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address125 REHOBOTH LN, MOORESVILLE, NC 28117-6711
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 23, 2020 · Amount on Record
Deed SaleOct 23, 2020 · Amount on Record
Prior SaleDec 19, 2014 · Amount on Record
Deed Book / Page4470 / 217
Record UpdatedSep 20, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateOct 23, 2020
Property Address46 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7600
Document Number0044700217
Book / Page4470 / 217
Map ReferenceMB 3 PG 179-179A
Instrument DateOct 20, 2020
Transaction TypeTransfer
Record UpdatedAug 06, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,790.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1123 ZONOLITE RD NE STE 30, 1123, ATLANTA, GA 30306-2016

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 REHOBOTH LN, MOORESVILLE, NC 28117-6711

Mortgage

Document Number4470220
DateOct 23, 2020
Instrument4470/220
Lender
NameFIFTH THIRD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: Brunswick County records · Assessment roll updated August 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOcean Isle Beach Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,476.00$1,229,820 (-) Land $800,000 Building $429,820$1,229,820 (-) Land $800,000 Building $429,820
2023$1,229,820 Land $800,000 Building $429,820$1,229,820 Land $800,000 Building $429,820

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brunswick County (37019C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370190205123, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone VE
coastal, wave action
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 596 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies658 units insured
62 under condo master policies
Nearby Flood Claims901 (1979–2022)
Claims Outside the SFHA2 of 901
Most Recent ClaimSep 2022, other causes, Hurricane Ian
Claims By Storm
  • Hurricane Isaias, Aug 2020 · 124 claims
  • Hurricane Matthew, Oct 2016 · 106 claims
  • Hurricane Hugo, Sep 1989 · 264 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 98 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Atlantic Telephone MembershipFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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