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474 Central St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 474 Central St, Saugus, MA 01906 · Last verified April 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms6 Beds
Bathrooms4 Baths
Year BuiltBuilt 1910
Square Footage2,827 sqft Living Area
Lot Size7,479 sqft (0.172 acres)
OccupancyOwner Occupied
Last Sale$1,115,000 (2022)
Tax Bill$11,350.00 (2025)

Property Details

APN / Parcel Number

Primary APNSAUG M:006-F B:0007 L:0008
Alternative APNs
  • M:006=F B:0007 L:0008
  • 3491024

Interior

Bedrooms6 Beds
Full Baths4 Baths
Total Rooms11 Rooms
Units2 Units
Building Area2,827 sqft Living Area
Gross Area3,897 sqft Gross Area
1st Floor1,043 sqft 1st Floor
Basement Area896 sqft Basement
Unfinished Basement179 sqft Unfinished
Stories3 Stories

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleDuplex Single Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area7,479 sqft (0.172 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number3491024
Street Address474 CENTRAL ST
CitySAUGUS
StateMA
Zip01906-3745
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal Block7
Legal Lot Number8
JurisdictionSAUGUS MA
Minor Civil DivisionSAUGUS
Census Blockgroup1
Census Block1007
Census Tract208101

Owner

Source: Essex County and Saugus Town records · APN SAUG M:006-F B:0007 L:0008

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address474 CENTRAL ST, SAUGUS, MA 01906-3745
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2022Deed of Trust, Mortgage · Stand Alone Refinance
BROOKLINE BANK
Nov 02, 2022Deed of Trust, Mortgage · Stand Alone Refinance
BROOKLINE BANK
Jun 23, 2022Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
TD BANK NA
Jul 01, 2021Quit Claim Arm's Length for NE States, Transfer
Nov 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 23, 2022 · Amount on Record
Deed SaleJun 23, 2022 · Amount on Record
Prior SaleJul 01, 2021 · Amount on Record
Deed Doc Number20221590
Deed Book / Page41019 / 539
Record RefreshedJun 08, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address474 CENTRAL ST, SAUGUS, MA 01906-3745
Transaction TypeMortgage
Record UpdatedNov 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041296-337
DateNov 10, 2022
Book Page41296/337
Instrument20221110002960
Lender
NameBROOKLINE BANK
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term481 Months
DueDec 01, 2062

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address474 CENTRAL ST, SAUGUS, MA 01906-3745
Transaction TypeMortgage
Record UpdatedNov 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041281-398
DateNov 02, 2022
Book Page41281/398
Instrument20221102000590
Lender
NameBROOKLINE BANK
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term481 Months
DueDec 01, 2062

June 2022: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionSAUGUS MA
Recording DateJun 23, 2022
Property Address474 CENTRAL ST, SAUGUS, MA 01906-3745
Document Number041019-539
Book / Page41019 / 539
Instrument DateJun 23, 2022
Instrument20220623001590
Transaction TypeTransfer
Record UpdatedJul 15, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address474 CENTRAL ST, SAUGUS, MA 01906-3745

Mortgage

Document Number220623001600
DateJun 23, 2022
Instrument220623001600
Lender
NameTD BANK NA
TypeBank
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

July 2021: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionSAUGUS MA
Recording DateJul 01, 2021
Property Address474 CENTRAL ST, SAUGUS, MA 01906-3745
Document Number040045-363
Book / Page40045 / 363
Instrument DateJun 22, 2021
Instrument20210701002470
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address64 LINCOLN ST, LYNN, MA 01902-3610

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address474 CENTRAL ST, SAUGUS, MA 01906-3745
Document Number38054-166
Instrument DateNov 15, 2019
Transaction TypeMortgage
Record UpdatedDec 10, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address474 CENTRAL ST SAUGUS MA 019063745, SAUGUS, MA 01906-3745

Mortgage

Document Number38054-166
DateNov 22, 2019
Book Page038054/000166
Instrument1122005220
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 21, 2049

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$11,350.00 (+6%)$1,062,700 (+5.7%) Land $288,700 Building $774,000
2024$10,708.00 (+13.75%)$1,005,400 (+20.25%) Land $262,400 Building $743,000
2023$9,414.00$836,100 Land $236,200 Building $599,900

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