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4782 Riverwalk Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4782 Riverwalk Dr, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,825 sqft · built 2017
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$580,000 (Jun 2025)
Tax Bill$5,277 (2025)
Deeds & MortgagesJun 2025 Sale & Mortgage
Jan 2024 Sale & Mortgage
+ 6 more
Flood ZoneZone X (moderate risk)
APN062631087700011000

Property Details

APN / Parcel Number

Primary APN062631087700011000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,825 sqft Heated Area
Gross Area2,408 sqft
1st Floor Area1,825 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage TypeFinished
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area163 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4782 RIVERWALK DR
CitySAINT CLOUD
StateFL
Zip34771-7575
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPRESERVE AT TURTLE CREEK PH 3 & 4 PB 25 PGS 38-40 LOT 100
Legal Range31E
Legal Township26S
Legal Section06
Legal SubdivisionPRESERVE AT TURTLE CREEK PHS 3 4 & 5
Legal Phase3
Legal Tract877
Legal Lot Number100
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2015
Census Tract43600

Owner

Source: Osceola County records · APN 062631087700011000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1809 HAWKSBILL LN, SAINT CLOUD, FL 34771-7569
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2025Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 09, 2024Warranty Deed, Transfer · FHA Mortgage
UMC MORTGAGE CO
Feb 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
TRUSTCO BANK
Jan 24, 2018Grant Deed
DF TITLE LLC
Aug 16, 2017Warranty Deed, Subdivision Related Transfer · FHA Mortgage
PRIME LNDG
Mar 15, 2017Quit Claim Deed, Transfer
DREAM FINDERS TITLE LLC
Mar 15, 2017Loan Modification, Mortgage
TEXAS CAP BK
Mar 02, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 10, 2025 · Amount on Record
Deed SaleJun 10, 2025 · Amount on Record
Prior SaleJan 09, 2024 · Amount on Record
Deed Document Number2025073037
Deed Book / Page6802 / 472
Record UpdatedJun 08, 2026

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 10, 2025
Property Address4782 RIVERWALK DR, SAINT CLOUD, FL 34771-7575
Document Number0068020472
Book / Page6802 / 472
Map ReferenceMB 25 PG 38
Instrument DateJun 05, 2025
Instrument2025073037
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyNONA TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,060.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2295 BRANCHED OAK RD, SAINT CLOUD, FL 34771-6805

Transferred To (Grantee/Buyer)

NameVerified Name
Address1809 HAWKSBILL LN, SAINT CLOUD, FL 34771-7569

Mortgage

Document Number0006802474
DateJun 10, 2025
Instrument6802/474
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2055

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 09, 2024
Property Address4782 RIVERWALK DR, SAINT CLOUD, FL 34771-7575
Document Number0065311350
Book / Page6531 / 1350
Map ReferenceMB 25 PG 38
Instrument DateJan 09, 2024
Instrument2024003485
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyMAGNOLIA TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,905.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6408 NARCOOSSEE RD APT 547, 547, ORLANDO, FL 32822-0020

Transferred To (Grantee/Buyer)

NameVerified Name
Address4782 RIVERWALK DR, SAINT CLOUD, FL 34771-7575

Mortgage

Document Number0065311351
DateJan 09, 2024
Instrument6531/1351
Lender
NameUMC MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4782 RIVERWALK DR, SAINT CLOUD, FL 34771-7575
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056742827
DateFeb 14, 2020
Book Page5674/2827
Instrument2020022965
Lender
NameTRUSTCO BANK
TypeBank
AddressLONGWOOD, FL 32750
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 08, 2050

January 2018: Grant Deed

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateJan 24, 2018
Property Address4782 RIVERWALK DR, SAINT CLOUD, FL 34771-7575
Document Number0052740628
Book / Page005274 / 000628
Instrument DateJul 26, 2017
Instrument12660
Record UpdatedFeb 21, 2018
Title CompanyDF TITLE LLC

Transaction

AmountAmount Recorded
Tax$1,890.75
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4782 RIVERWALK DR ST CLOUD FL 347717575, ST CLOUD, FL 34771-7575

August 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 16, 2017
Property Address4782 RIVERWALK DR, SAINT CLOUD, FL 34771-7575
Document Number0051951664
Book / Page005195 / 001664
Instrument DateJul 26, 2017
Instrument118951
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 26, 2017
Title CompanyDF TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,890.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4782 RIVERWALK DR ST CLOUD FL 34771, ST CLOUD, FL 34771

Mortgage

Document Number51951666
DateAug 16, 2017
Book Page005195/001666
Instrument118952
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 15, 2047

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateMar 15, 2017
Property Address4782 RIVERWALK DR, SAINT CLOUD, FL 34771-7575
Document Number0051170972
Book / Page005117 / 000972
Instrument DateMar 03, 2017
Instrument40349
Transaction TypeTransfer
Record UpdatedApr 12, 2017
Title CompanyDREAM FINDERS TITLE LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290
InvestorPossibly a Property Investor

March 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Recording DateMar 15, 2017
Property Address4782 RIVERWALK DR, SAINT CLOUD, FL 34771-7575
Document Number0051170974
Book / Page005117 / 000974
Instrument DateMar 03, 2017
Instrument40350
Transaction TypeMortgage
Record UpdatedApr 13, 2017

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290

Mortgage

Document Number51170974
DateMar 15, 2017
Book Page005117/000974
Instrument40350
Lender
NameTEXAS CAP BK
TypeBank
Address2350 LAKESIDE BLVD # 800, RICHARDSON, TX 75082-4340
Agreement
AmountAmount Recorded

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateMar 02, 2017
Property Address4782 RIVERWALK DR, SAINT CLOUD, FL 34771-7575
Document Number0051101592
Book / Page005110 / 001592
Instrument DateFeb 28, 2017
Instrument33333
Transaction TypeTransfer
Record UpdatedApr 10, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,805.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,277.00 (+48.69%) Homeowner's exemption$337,700 (+41.15%) Land $75,000 Building $262,700$337,700 (-0.62%) Land $75,000 Building $262,700
2023$3,549.00 (+3.59%) Homeowner's exemption$239,253 (+3%)$339,800 (+11.89%) Land $65,000 Building $274,800
2022$3,426.00 Homeowner's exemption$232,285$303,700 Land $60,000 Building $243,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 148 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies148 in force
Nearby Flood Claims5 (2016–2022)
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber		2,000 / 1,000
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon, Xfinity.

Based on FCC filings for 489 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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