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4775 Riverwalk Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4775 Riverwalk Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 2019
Square Footage2,654 sqft Heated Area
Lot Size8,276 sqft (0.189 acres)
OccupancyOwner Occupied
Last Sale$369,000 (2021)
Tax Bill$5,829.00 (2025)

Property Details

APN / Parcel Number

Primary APN062631087800012580

Interior

Bedrooms4 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area2,654 sqft Heated Area
Gross Area3,400 sqft Gross Area
1st Floor2,654 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2019
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,276 sqft (0.189 acres)
Garage TypeFinished Garage
Garage Area400 sqft Garage

Exterior Amenities

Pool Area288 sqft Pool
FenceFence
Deck Area845 sqft Deck
PorchOpen Porch
Porch Area346 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4775 RIVERWALK DR
CitySAINT CLOUD
StateFL
Zip34771-7577
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPRESERVE AT TURTLE CREEK PH 5 PB 25 PG 106 LOT 258
Legal Range31E
Legal Township26S
Legal Section06
Legal SubdivisionPRESERVE AT TURTLE CREEK PHS 3 4 & 5
Legal Phase5
Legal Tract878
Legal Lot Number258
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2008
Census Tract43600

Owner

Source: Osceola County records · APN 062631087800012580

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4775 RIVERWALK DR, SAINT CLOUD, FL 34771-7577
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2021Warranty Deed, Transfer · Conventional Mortgage
LAKESHORE REALTY GROUP INC
Sep 21, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
GOODMORTGAGE.COM
Feb 01, 2019Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
K HOVNANIAN AMERICAN MORTGAGE LLC
Jan 30, 2018Loan Modification, Mortgage · Line of Credit
WILMINGTON TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 11, 2021 · Amount on Record
Deed SaleJan 11, 2021 · Amount on Record
Prior SaleFeb 01, 2019 · Amount on Record
Deed Doc Number2021004045
Deed Book / Page5868 / 990
Record RefreshedJun 08, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 11, 2021
Property Address4775 RIVERWALK DR, SAINT CLOUD, FL 34771-7577
Document Number0058680990
Book / Page5868 / 990
Map ReferenceMB 25 PG 106
Instrument DateDec 11, 2020
Instrument2021004045
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyCELEBRATION TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,583.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address16718 OAKBORO ST, WINTER GARDEN, FL 34787-8442

Transferred To (Grantee/Buyer)

NameVerified Name
Address4775 RIVERWALK DR, SAINT CLOUD, FL 34771-7577
InvestorPossibly a Property Investor

Mortgage

Document Number0005868992
DateJan 11, 2021
Instrument5868/992
Lender
NameLAKESHORE REALTY GROUP INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4775 RIVERWALK DR, SAINT CLOUD, FL 34771-7577
Document Number0056031059
Instrument DateSep 21, 2019
Transaction TypeMortgage
Record UpdatedOct 31, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4775 RIVERWALK DR ST CLOUD FL 347717577, ST CLOUD, FL 34771-7577

Mortgage

Document Number0056031059
DateOct 10, 2019
Book Page005603/001059
Instrument130720
Lender
NameGOODMORTGAGE.COM
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueOct 09, 2049

February 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 01, 2019
Property Address4775 RIVERWALK DR, SAINT CLOUD, FL 34771-7577
Document Number0054702492
Book / Page5470 / 2492
Map ReferenceMB 25 PG 106
Instrument DateJan 30, 2019
Instrument2019013053
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 08, 2022
Title CompanyEASTERN NATL TITLE AGENCY LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,380.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2301 LUCIEN WAY STE 260, 2301, MAITLAND, FL 32751-7008

Transferred To (Grantee/Buyer)

NameVerified Name
Address4775 RIVERWALK DR, SAINT CLOUD, FL 34771-7577

Mortgage

Document Number2019013054
DateFeb 01, 2019
Instrument2019013054
Lender
NameK HOVNANIAN AMERICAN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2049

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Recording DateJan 30, 2018
Property Address4775 RIVERWALK DR, SAINT CLOUD, FL 34771-7577
Document Number0052771344
Book / Page005277 / 001344
Instrument DateJan 17, 2018
Instrument15966
Transaction TypeMortgage
Record UpdatedFeb 22, 2018

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139

Mortgage

Document Number52771344
DateJan 30, 2018
Book Page005277/001344
Instrument15966
Lender
NameWILMINGTON TR
Address1100 N MARKET ST RODNEY SQ N, WILMINGTON, DE 19890
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJan 29, 2023
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,829.00 (+14.83%) Homeowner's exemption$368,541 (+13.75%)$441,500 (+4.35%) Land $78,800 Building $362,700
2023$5,076.00 (+3.4%) Homeowner's exemption$323,998 (+3%)$423,100 (+11.9%) Land $68,200 Building $354,900
2022$4,909.00 Homeowner's exemption$314,562$378,100 Land $63,000 Building $315,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation61.0 ft

Wildfire

Wildfire RiskModerate
above 53% of the US · above 24% of Florida
Wildfire LikelihoodAbout 1 in 840 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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