4776 Riverwalk Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4776 Riverwalk Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 2018
Square Footage3,319 sqft Heated Area
Lot Size7,405 sqft (0.169 acres)
OccupancyOwner Occupied
Last Sale$366,318 (2018)
Tax Bill$9,003.00 (2025)

Property Details

APN / Parcel Number

Primary APN062631087700011020

Interior

Bedrooms4 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area3,319 sqft Heated Area
Gross Area4,301 sqft Gross Area
1st Floor1,469 sqft 1st Floor
Upper Floors1,850 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,405 sqft (0.169 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area609 sqft Garage

Exterior Amenities

Pool Area312 sqft Pool
FenceFence
Deck Area646 sqft Deck
PorchOpen Porch
Porch Area283 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4776 RIVERWALK DR
CitySAINT CLOUD
StateFL
Zip34771-7575
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPRESERVE AT TURTLE CREEK PH 3 & 4 PB 25 PGS 38-40 LOT 102
Legal Range31E
Legal Township26S
Legal Section06
Legal SubdivisionPRESERVE AT TURTLE CREEK PHS 3 4 & 5
Legal Phase3
Legal Tract877
Legal Lot Number102
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2018
Census Tract43600

Owner

Source: Osceola County records · APN 062631087700011020

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4776 RIVERWALK DR, SAINT CLOUD, FL 34771-7575
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 03, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ROCKET MORTGAGE LLC
Jul 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
LIBERTY HOME MORTGAGE CORP
Nov 14, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
RESICENTRAL LLC
Jun 09, 2020Deed of Trust, Mortgage · Conventional Mortgage
JET HOMELOANS LLC
Jun 21, 2018Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
JET HOMELOANS LLC
Dec 14, 2017Loan Modification, Mortgage
HOUSING CAP
Dec 18, 2017Quit Claim Deed, Transfer
DF TITLE LLC
Nov 20, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 21, 2018 · Amount on Record
Deed SaleJun 21, 2018 · Amount on Record
Prior SaleNov 20, 2017 · Amount on Record
Deed Doc Number2018096154
Deed Book / Page5354 / 2306
Record RefreshedJun 08, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4776 RIVERWALK DR, SAINT CLOUD, FL 34771-7575
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4776 RIVERWALK DR, SAINT CLOUD, FL 34771-7575

Mortgage

Document Number0065001936
DateNov 03, 2023
Book Page6500/1936
Instrument2023145779
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2053

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4776 RIVERWALK DR, SAINT CLOUD, FL 34771-7575
Transaction TypeMortgage
Record UpdatedDec 12, 2025
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address4776 RIVERWALK DR, SAINT CLOUD, FL 34771-7575
InvestorPossibly a Property Investor

Mortgage

Document Number0060090135
DateJul 26, 2021
Book Page6009/135
Instrument2021114924
Lender
NameLIBERTY HOME MORTGAGE CORP
TypeMortgage Company
AddressINDEPENDENCE, OH 44131
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4776 RIVERWALK DR, SAINT CLOUD, FL 34771-7575
Transaction TypeMortgage
Record UpdatedDec 12, 2025
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4776 RIVERWALK DR, SAINT CLOUD, FL 34771-7575

Mortgage

Document Number0066960764
DateNov 14, 2024
Book Page6696/764
Instrument2024145081
Lender
NameRESICENTRAL LLC
TypeNon-Lending Institution
AddressPHOENIX, AZ 85040
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2054

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4776 RIVERWALK DR, SAINT CLOUD, FL 34771-7575
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057340677
DateJun 09, 2020
Book Page5734/677
Instrument2020073487
Lender
NameJET HOMELOANS LLC
TypeMortgage Company
AddressDALLAS, TX 75252
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2050

June 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 21, 2018
Property Address4776 RIVERWALK DR, SAINT CLOUD, FL 34771-7575
Document Number0053542306
Book / Page5354 / 2306
Map ReferenceMB25 PG38-40
Instrument DateJun 19, 2018
Instrument2018096154
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 01, 2022
Title CompanyDF TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,564.80
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address4776 RIVERWALK DR, SAINT CLOUD, FL 34771-7575

Mortgage

Document Number2018096155
DateJun 21, 2018
Instrument2018096155
Lender
NameJET HOMELOANS LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2048

December 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address4776 RIVERWALK DR, SAINT CLOUD, FL 34771-7575
Document Number0052560120
Instrument DateDec 14, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290

Mortgage

Document Number0052560120
DateDec 18, 2017
Book Page005256/000120
Instrument179918
Lender
NameHOUSING CAP
TypeFunding / Finance Company
AddressDALLAS, TX 75240
Agreement
AmountAmount Recorded

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateDec 18, 2017
Property Address4776 RIVERWALK DR, SAINT CLOUD, FL 34771-7575
Document Number0052552803
Book / Page005255 / 002803
Instrument DateDec 11, 2017
Instrument179839
Transaction TypeTransfer
Record UpdatedJan 15, 2018
Title CompanyDF TITLE LLC

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290
InvestorPossibly a Property Investor

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateNov 20, 2017
Property Address4776 RIVERWALK DR, SAINT CLOUD, FL 34771-7575
Document Number0052411591
Book / Page005241 / 001591
Instrument DateNov 17, 2017
Instrument165103
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$3,609.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,003.00 (+14.51%)$502,800 (+4.08%) Land $75,000 Building $427,800$502,800 (+4.08%) Land $75,000 Building $427,800
2023$7,862.00 (+10.28%)$483,100 (+11.08%) Land $65,000 Building $418,100$483,100 (+11.08%) Land $65,000 Building $418,100
2022$7,129.00$434,900 Land $60,000 Building $374,900$434,900 Land $60,000 Building $374,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 53% of the US · above 24% of Florida
Wildfire LikelihoodAbout 1 in 840 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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