Osceola County property record for 4776 Riverwalk Dr, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2018 |
| Square Footage | 3,319 sqft Heated Area |
| Lot Size | 7,405 sqft (0.169 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $366,318 (2018) |
| Tax Bill | $9,003.00 (2025) |
| Primary APN | 062631087700011020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,319 sqft Heated Area |
| Gross Area | 4,301 sqft Gross Area |
| 1st Floor | 1,469 sqft 1st Floor |
| Upper Floors | 1,850 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,405 sqft (0.169 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 609 sqft Garage |
| Pool Area | 312 sqft Pool |
|---|---|
| Fence | Fence |
| Deck Area | 646 sqft Deck |
| Porch | Open Porch |
| Porch Area | 283 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4776 RIVERWALK DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7575 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PRESERVE AT TURTLE CREEK PH 3 & 4 PB 25 PGS 38-40 LOT 102 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 06 |
| Legal Subdivision | PRESERVE AT TURTLE CREEK PHS 3 4 & 5 |
| Legal Phase | 3 |
| Legal Tract | 877 |
| Legal Lot Number | 102 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2018 |
| Census Tract | 43600 |
Source: Osceola County records · APN 062631087700011020
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4776 RIVERWALK DR, SAINT CLOUD, FL 34771-7575 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 03, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Jul 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LIBERTY HOME MORTGAGE CORP |
| Nov 14, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage RESICENTRAL LLC |
| Jun 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JET HOMELOANS LLC |
| Jun 21, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JET HOMELOANS LLC |
| Dec 14, 2017 | Loan Modification, Mortgage HOUSING CAP |
| Dec 18, 2017 | Quit Claim Deed, Transfer DF TITLE LLC |
| Nov 20, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 21, 2018 · Amount on Record |
| Deed Sale | Jun 21, 2018 · Amount on Record |
| Prior Sale | Nov 20, 2017 · Amount on Record |
| Deed Doc Number | 2018096154 |
| Deed Book / Page | 5354 / 2306 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4776 RIVERWALK DR, SAINT CLOUD, FL 34771-7575 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4776 RIVERWALK DR, SAINT CLOUD, FL 34771-7575 |
| Document Number | 0065001936 |
|---|---|
| Date | Nov 03, 2023 |
| Book Page | 6500/1936 |
| Instrument | 2023145779 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4776 RIVERWALK DR, SAINT CLOUD, FL 34771-7575 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 4776 RIVERWALK DR, SAINT CLOUD, FL 34771-7575 |
| Investor | Possibly a Property Investor |
| Document Number | 0060090135 |
|---|---|
| Date | Jul 26, 2021 |
| Book Page | 6009/135 |
| Instrument | 2021114924 |
| Name | LIBERTY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4776 RIVERWALK DR, SAINT CLOUD, FL 34771-7575 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Name | Verified Name |
|---|---|
| Address | 4776 RIVERWALK DR, SAINT CLOUD, FL 34771-7575 |
| Document Number | 0066960764 |
|---|---|
| Date | Nov 14, 2024 |
| Book Page | 6696/764 |
| Instrument | 2024145081 |
| Name | RESICENTRAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | PHOENIX, AZ 85040 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4776 RIVERWALK DR, SAINT CLOUD, FL 34771-7575 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0057340677 |
|---|---|
| Date | Jun 09, 2020 |
| Book Page | 5734/677 |
| Instrument | 2020073487 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 21, 2018 |
| Property Address | 4776 RIVERWALK DR, SAINT CLOUD, FL 34771-7575 |
| Document Number | 0053542306 |
| Book / Page | 5354 / 2306 |
| Map Reference | MB25 PG38-40 |
| Instrument Date | Jun 19, 2018 |
| Instrument | 2018096154 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | DF TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,564.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742 |
| Name | Verified Name |
|---|---|
| Address | 4776 RIVERWALK DR, SAINT CLOUD, FL 34771-7575 |
| Document Number | 2018096155 |
|---|---|
| Date | Jun 21, 2018 |
| Instrument | 2018096155 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4776 RIVERWALK DR, SAINT CLOUD, FL 34771-7575 |
| Document Number | 0052560120 |
| Instrument Date | Dec 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290 |
| Document Number | 0052560120 |
|---|---|
| Date | Dec 18, 2017 |
| Book Page | 005256/000120 |
| Instrument | 179918 |
| Name | HOUSING CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75240 |
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 18, 2017 |
| Property Address | 4776 RIVERWALK DR, SAINT CLOUD, FL 34771-7575 |
| Document Number | 0052552803 |
| Book / Page | 005255 / 002803 |
| Instrument Date | Dec 11, 2017 |
| Instrument | 179839 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2018 |
| Title Company | DF TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 20, 2017 |
| Property Address | 4776 RIVERWALK DR, SAINT CLOUD, FL 34771-7575 |
| Document Number | 0052411591 |
| Book / Page | 005241 / 001591 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 165103 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,609.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290 |
| Investor | Possibly a Property Investor |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,003.00 (+14.51%) | $502,800 (+4.08%) Land $75,000 Building $427,800 | $502,800 (+4.08%) Land $75,000 Building $427,800 |
| 2023 | $7,862.00 (+10.28%) | $483,100 (+11.08%) Land $65,000 Building $418,100 | $483,100 (+11.08%) Land $65,000 Building $418,100 |
| 2022 | $7,129.00 | $434,900 Land $60,000 Building $374,900 | $434,900 Land $60,000 Building $374,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 53% of the US · above 24% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 840 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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