4783 Riverwalk Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4783 Riverwalk Dr, Saint Cloud, FL 34771 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,844 sqft · built 2019
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on File
Last Sale	$490,000 (Aug 2025)
Tax Bill	$7,858 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Jan 2024 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`06-26-31-0878-0001-2610`

Property Details

APN / Parcel Number

Primary APN	`06-26-31-0878-0001-2610`
Alternative APN	`263106087800012610`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,844 sqft Living Area
Gross Area	3,743 sqft
1st Floor Area	1,301 sqft
Upper Floors Area	1,543 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	560 sqft
Porch	Finished/Open Porch
Porch Area	339 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	4783 RIVERWALK DR
City	SAINT CLOUD
State	FL
Zip	34771-7577
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESERVE AT TURTLE CREEK PH 5 PB 25 PG 106 LOT 261
Legal Range	31E
Legal Township	26S
Legal Section	06
Legal Subdivision	PRESERVE AT TURTLE CREEK PH 5
Legal Phase	5
Legal Block	2610
Legal Lot Number	261
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2008
Census Tract	43600

Owner

Source: Osceola County records · APN 06-26-31-0878-0001-2610

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	4783 RIVERWALK DR, SAINT CLOUD, FL 34771-7577
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2025	Warranty Deed, Transfer · FHA Mortgage CITY LENDING INC
Jan 31, 2024	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 04, 2019	Grant Deed, Transfer · Conventional Mortgage ATHAS CAP
Jan 30, 2018	Loan Modification, Mortgage · Line of Credit WILMINGTON TR

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 27, 2025 · Amount on Record
Deed Sale	Aug 27, 2025 · Amount on Record
Prior Sale	Jun 04, 2019 · Amount on Record
Deed Document Number	2025107084
Deed Book / Page	6841 / 165
Prior Transfer Date	Jan 12, 2024
Prior Transfer Doc	0065421789
Record Updated	Sep 20, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 27, 2025
Property Address	4783 RIVERWALK DR, SAINT CLOUD, FL 34771-7577
Document Number	0068410165
Book / Page	6841 / 165
Map Reference	MB 25 PG 106
Instrument Date	Aug 07, 2025
Instrument	2025107084
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,430.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 278996, MIRAMAR, FL 33027-8996

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4783 RIVERWALK DR, SAINT CLOUD, FL 34771-7577
Investor	Possibly a Property Investor

Mortgage

Document Number	0006841167
Date	Aug 27, 2025
Instrument	6841/167

Lender

Name	CITY LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2055

Mortgage

Document Number	0068410187
Date	Aug 27, 2025
Book Page	6841/187
Instrument	2025107086

Lender

Name	CITY LENDING INC
Type	Mortgage Company
Address	MC LEAN, VA 22102

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 01, 2035

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 31, 2024
Property Address	4783 RIVERWALK DR, SAINT CLOUD, FL 34771-7577
Document Number	0065421789
Book / Page	6542 / 1789
Map Reference	MB 25 PG 106
Instrument Date	Jan 12, 2024
Instrument	2024012988
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4783 RIVERWALK DR, SAINT CLOUD, FL 34771-7577

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8201 PETERS RD STE 1000, 1000, PLANTATION, FL 33324-3266

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 04, 2019
Property Address	4783 RIVERWALK DR, SAINT CLOUD, FL 34771-7577
Document Number	0055350508
Book / Page	005535 / 000508
Instrument Date	May 23, 2019
Instrument	71764
Transaction Type	Transfer
Record Updated	Jun 21, 2019
Title Company	EASTERN NATIONAL TITLE AGENCY, EASTERN NAT'L TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4783 RIVERWALK DR ST CLOUD FL 347717577, ST CLOUD, FL 34771-7577

Mortgage

Document Number	55350510
Date	Jun 04, 2019
Book Page	005535/000510
Instrument	71765

Lender

Name	ATHAS CAP
Type	Funding / Finance Company
Address	CALABASAS, CA 91301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 03, 2049

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Recording Date	Jan 30, 2018
Property Address	4783 RIVERWALK DR, SAINT CLOUD, FL 34771-7577
Document Number	0052771344
Book / Page	005277 / 001344
Instrument Date	Jan 17, 2018
Instrument	15966
Transaction Type	Mortgage
Record Updated	Feb 22, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139

Mortgage

Document Number	52771344
Date	Jan 30, 2018
Book Page	005277/001344
Instrument	15966

Lender

Name	WILMINGTON TR
Address	1100 N MARKET ST RODNEY SQ N, WILMINGTON, DE 19890

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 29, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,858.00 (+7.5%)	$438,800 (-1.39%) Land $78,800 Building $360,000	$438,800 (-1.39%) Land $78,800 Building $360,000
2024	$7,310.00 (-17.72%)
2023	$8,884.00 (+8.24%)	$445,000 (+12.2%) Land $68,200 Building $376,800	$445,000 (+12.2%) Land $68,200 Building $376,800
2022	$8,208.00	$396,600 Land $63,000 Building $333,600	$396,600 Land $63,000 Building $333,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	61.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 148 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	5 (2016–2022)
Most Recent Claim	Oct 2022, river or lake flooding, Hurricane Ian
Claims By Storm	Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 24% of Florida
Wildfire Likelihood	About 1 in 840 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 489 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	2,000 / 1,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Xfinity, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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