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4777 Riverwalk Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4777 Riverwalk Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 2018
Square Footage2,634 sqft Heated Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$421,800 (2021)
Tax Bill$6,532.00 (2025)

Property Details

APN / Parcel Number

Primary APN062631087800012590

Interior

Bedrooms4 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area2,634 sqft Heated Area
Gross Area3,388 sqft Gross Area
1st Floor2,634 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,712 sqft (0.2 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area420 sqft Garage
PorchOpen Porch
Porch Area334 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4777 RIVERWALK DR
CitySAINT CLOUD
StateFL
Zip34771-7577
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPRESERVE AT TURTLE CREEK PH 5 PB 25 PG 106 LOT 259
Legal Range31E
Legal Township26S
Legal Section06
Legal SubdivisionPRESERVE AT TURTLE CREEK PHS 3 4 & 5
Legal Phase5
Legal Tract878
Legal Lot Number259
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2008
Census Tract43600

Owner

Source: Osceola County records · APN 062631087800012590

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4777 RIVERWALK DR, SAINT CLOUD, FL 34771-7577
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Jul 02, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Jun 15, 2021Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Jul 15, 2019Special Warranty Deed, Transfer · Veterans Administration Mortgage
K HOVNANIAN AMERICAN MORTGAGE LLC
Jun 18, 2019Loan Modification, Mortgage · Line of Credit
WILMINGTON TR
Jan 30, 2018Loan Modification, Mortgage · Line of Credit
WILMINGTON TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 15, 2021 · Amount on Record
Deed SaleJun 15, 2021 · Amount on Record
Prior SaleJul 15, 2019 · Amount on Record
Deed Doc Number2021093180
Deed Book / Page5981 / 1820
Record RefreshedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4777 RIVERWALK DR, SAINT CLOUD, FL 34771-7577
Transaction TypeMortgage
Record UpdatedDec 12, 2025
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4777 RIVERWALK DR, SAINT CLOUD, FL 34771-7577

Mortgage

Document Number0059110286
DateMar 12, 2021
Book Page5911/286
Instrument2021037262
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4777 RIVERWALK DR, SAINT CLOUD, FL 34771-7577
Transaction TypeMortgage
Record UpdatedMay 02, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057472414
DateJul 02, 2020
Book Page5747/2414
Instrument2020085265
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2050

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 15, 2021
Property Address4777 RIVERWALK DR, SAINT CLOUD, FL 34771-7577
Document Number0059811820
Book / Page5981 / 1820
Map ReferenceMB 25 PG 106
Instrument DateJun 14, 2021
Instrument2021093180
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyUNKNOWN, A CLEAR CHOICE T&E

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,952.60
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3130 93RD ST, EAST ELMHURST, NY 11369-1735

Transferred To (Grantee/Buyer)

NameVerified Name
Address4777 RIVERWALK DR, SAINT CLOUD, FL 34771-7577

Mortgage

Document Number0059811821
DateJun 15, 2021
Instrument5981/1821
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

July 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 15, 2019
Property Address4777 RIVERWALK DR, SAINT CLOUD, FL 34771-7577
Document Number0055562444
Book / Page5556 / 2444
Map ReferenceMB 25 PG 106
Instrument DateJul 01, 2019
Instrument2019090479
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyEASTERN NATL TTL AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,407.30
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2301 LUCIEN WAY STE 260, 2301, MAITLAND, FL 32751-7008

Transferred To (Grantee/Buyer)

NameVerified Name
Address14777 RIVERWALK DRIVE, SAINT CLOUD, FL 34771

Mortgage

Document Number0055562446
DateJul 15, 2019
Instrument5556/2446
Lender
NameK HOVNANIAN AMERICAN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

June 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Recording DateJun 18, 2019
Property Address4777 RIVERWALK DR, SAINT CLOUD, FL 34771-7577
Document Number0055430603
Book / Page005543 / 000603
Instrument DateMay 20, 2019
Instrument78528
Transaction TypeMortgage
Record UpdatedJul 05, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623

Mortgage

Document Number55430603
DateJun 18, 2019
Book Page005543/000603
Instrument78528
Lender
NameWILMINGTON TR
Address1100 N MARKET ST, WILMINGTON, DE 19890-1100
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Recording DateJan 30, 2018
Property Address4777 RIVERWALK DR, SAINT CLOUD, FL 34771-7577
Document Number0052771344
Book / Page005277 / 001344
Instrument DateJan 17, 2018
Instrument15966
Transaction TypeMortgage
Record UpdatedFeb 22, 2018

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139

Mortgage

Document Number52771344
DateJan 30, 2018
Book Page005277/001344
Instrument15966
Lender
NameWILMINGTON TR
Address1100 N MARKET ST RODNEY SQ N, WILMINGTON, DE 19890
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJan 29, 2023
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,532.00 (+5.85%) Homeowner's exemption$407,846 (+5.99%)$413,600 (-1.12%) Land $78,800 Building $334,800
2023$6,171.00 (+3.31%) Homeowner's exemption$384,808 (+3%)$418,300 (+11.96%) Land $68,200 Building $350,100
2022$5,973.00 Homeowner's exemption$373,600 Land $63,000 Building $310,600$373,600 Land $63,000 Building $310,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation61.0 ft

Wildfire

Wildfire RiskModerate
above 53% of the US · above 24% of Florida
Wildfire LikelihoodAbout 1 in 840 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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