4782 Loretta Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 4782 Loretta Ave, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,850 sqft · built 1921
Lot Size	0.121 acres (5,271 sqft)
Owner	Individual Name on Record
Tax Bill	$3,021 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Mar 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`180-0080-0447-00`

Property Details

APN / Parcel Number

Primary APN	`180-0080-0447-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,850 sqft Living Area
1st Floor Area	1,250 sqft
Attic	Attic
Attic Area	600 sqft
Basement Area	1,250 sqft

Exterior

Year Built	Built 1921
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	5,271 sqft (0.121 acres)
Lot Dimensions	103 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	1 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4782 LORETTA AVE
City	CINCINNATI
State	OH
Zip	45238-4534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4782 LORETTA AVE 50 X 103.91 PT LOT 163 H M RULISON
Legal Subdivision	RULISON
Legal Lot Number	163
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2008
Census Tract	9901

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4782 LORETTA AVE, CINCINNATI, OH 45238-4534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Line of Credit CINFED CU
Mar 19, 2024	Deed of Trust, Mortgage · Line of Credit CINFED CU
Mar 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Dec 18, 2017	Deed of Trust, Mortgage · Line of Credit TRUPARTNER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2016
Deed Sale	Jul 27, 2016
Prior Sale	Sep 4, 2015 · Amount on Record
Deed Document Number	0000008252
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4782 LORETTA AVE, CINCINNATI, OH 45238-4534
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000142643
Date	Nov 29, 2021
Book Page	14552/2403
Instrument	2021-0142643

Lender

Name	CINFED CU
Type	Credit Union
Address	CINCINNATI, OH 45209

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 25, 2041

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4782 LORETTA AVE, CINCINNATI, OH 45238-4534
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4782 LORETTA AVE, CINCINNATI, OH 45238-4534

Mortgage

Document Number	0000017878
Date	Mar 19, 2024
Book Page	15126/1594
Instrument	2024-0017878

Lender

Name	CINFED CU
Type	Credit Union
Address	4801 KENNEDY AVE, CINCINNATI, OH 45209

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 25, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4782 LORETTA AVE, CINCINNATI, OH 45238-4534
Document Number	0000030526
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	4782 LORETTA AVE CINCINNATI OH 452384534, CINCINNATI, OH 45238-4534

Mortgage

Document Number	0000030526
Date	Mar 31, 2020
Book Page	014136/002005
Instrument	30526

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 30, 2040

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4782 LORETTA AVE, CINCINNATI, OH 45238-4534
Document Number	0000002669
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Mar 9, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4782 LORETTA AVE CINCINNATI OH 452384534, CINCINNATI, OH 45238-4534

Mortgage

Document Number	0000002669
Date	Jan 10, 2018
Book Page	013581/000862
Instrument	2669

Lender

Name	TRUPARTNER CU
Address	CINCINNATI, OH 45214

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 9, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,021.00 (+3.11%)	$48,927 (-) Land $4,883 Building $44,044
2024	$2,930.00 (-2.2%)	$48,927 (-) Land $4,883 Building $44,044
2023	$2,996.00 (+41.52%)	$48,927 (+58.14%) Land $4,883 Building $44,044	$139,790 (+58.13%) Land $13,950 Building $125,840
2022	$2,117.00 Homeowner's exemption	$30,940 Land $4,851 Building $26,089
2020			$88,400 Land $13,860 Building $74,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, T-Mobile.

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