4762 Loretta Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 4762 Loretta Ave, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,664 sqft · built 1924
Lot Size	0.176 acres (7,667 sqft)
Owner	Owner Name on Record
Last Sale	$108,000 (Apr 2011)
Tax Bill	$2,754 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`180-0080-0226-00`

Property Details

APN / Parcel Number

Primary APN	`180-0080-0226-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,664 sqft Living Area
1st Floor Area	832 sqft
2nd Floor Area	832 sqft
Basement Area	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	7,667 sqft (0.176 acres)
Lot Dimensions	153 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	133 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4762 LORETTA AVE
City	CINCINNATI
State	OH
Zip	45238-4534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4762 LORETTA AVE 50 X 153.91 LOT 166 H M RULISON SUB
Legal Subdivision	H M RULISON SUB
Legal Lot Number	166
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2008
Census Tract	9901

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	4762 LORETTA AVE, CINCINNATI, OH 45238-4534
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2011 · Amount on Record
Deed Sale	Apr 15, 2011 · Amount on Record
Prior Sale	Aug 17, 2004 · Amount on Record
Deed Document Number	11-045376
Deed Book / Page	11702 / 00026
Prior Transfer Date	Apr 13, 2011
Prior Transfer Doc	0020115376
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4762 LORETTA AVE, CINCINNATI, OH 45238-4534
Document Number	0000095475
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Nov 5, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4762 LORETTA AVE CINCINNATI OH 452384534, CINCINNATI, OH 45238-4534

Mortgage

Document Number	0000095475
Date	Sep 18, 2020
Book Page	014256/001699
Instrument	95475

Lender

Name	AMERIFIRST FIN'L CORP
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 17, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,754.00 (+3.11%)	$44,573 (-) Land $5,807 Building $38,766
2024	$2,671.00 (-2.2%)	$44,573 (-) Land $5,807 Building $38,766
2023	$2,731.00 (+38.91%)	$44,573 (+55.16%) Land $5,807 Building $38,766	$127,350 (+55.15%) Land $16,590 Building $110,760
2022	$1,966.00 Homeowner's exemption	$28,728 Land $5,768 Building $22,960
2020			$82,080 Land $16,480 Building $65,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, T-Mobile.

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