4774 Loretta Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 4774 Loretta Ave, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,426 sqft · built 1923
Lot Size	0.178 acres (7,754 sqft)
Owner	Company Name on File
Tax Bill	$2,717 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`180-0080-0227-00`

Property Details

APN / Parcel Number

Primary APN	`180-0080-0227-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,426 sqft Living Area
1st Floor Area	792 sqft
2nd Floor Area	634 sqft
Upper Floors Area	634 sqft
Basement Area	792 sqft

Exterior

Year Built	Built 1923
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	7,754 sqft (0.178 acres)
Lot Dimensions	153 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	266 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	4774 LORETTA AVE
City	CINCINNATI
State	OH
Zip	45238-4534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4774 LORETTA AVE 50 X 153.91 LOT 165 H M RULISON SUB
Legal Subdivision	H M RULISON SUB
Legal Lot Number	165
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2008
Census Tract	9901

Owner

Source: Hamilton County records · APN 180-0080-0227-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	6338 SNIDER RD UNIT 245, 245, MASON, OH 45040-5110
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 12, 2021
Deed Sale	Jan 12, 2021
Prior Sale	Jan 12, 2021 · Amount on Record
Deed Document Number	0000004820
Deed Book / Page	014332 / 001159
Last Transfer Date	Jul 19, 2024
Transfer Doc	0000049860
Record Updated	Jun 08, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 12, 2021
Property Address	4774 LORETTA AVE, CINCINNATI, OH 45238-4534
Document Number	0000004820
Book / Page	014332 / 001159
Instrument Date	Dec 04, 2020
Instrument	4820
Transaction Type	Transfer
Record Updated	Jun 01, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	850 TWIN RIVERS DR #1930 CLARENCE NY 14031, 1930, CLARENCE, NY 14031

Mortgage

Document Number	4821
Date	Jan 12, 2021
Book Page	014332/001161
Instrument	4821

Lender

Name	TRACY Y SWEANY
Address	PEEBLES, OH 45660
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 11, 2041

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,717.00 (+0.11%)	$42,700 (+%) Land $5,806 Building $36,894
2024	$2,714.00 (-0.15%)	$42,699 (-) Land $5,806 Building $36,893
2023	$2,718.00 (+37.69%)	$42,699 (+53.39%) Land $5,806 Building $36,893	$122,000 (+53.4%) Land $16,590 Building $105,410
2022	$1,974.00	$27,836 Land $5,768 Building $22,068
2020			$79,530 Land $16,480 Building $63,050

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, T-Mobile USA.

Based on FCC filings for 762 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.