4773 Loretta Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 4773 Loretta Ave, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,626 sqft · built 1922
Lot Size	0.169 acres (7,362 sqft)
Owner	Individual Name on File
Last Sale	$167,000 (Feb 2022)
Tax Bill	$3,822 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`180-0080-0234-00`

Property Details

APN / Parcel Number

Primary APN	`180-0080-0234-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,626 sqft Living Area
1st Floor Area	870 sqft
2nd Floor Area	756 sqft
Upper Floors Area	756 sqft
Basement Area	870 sqft

Exterior

Year Built	Built 1922
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	7,362 sqft (0.169 acres)
Lot Width	50 ft Width
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4773 LORETTA AVE
City	CINCINNATI
State	OH
Zip	45238-4515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4773 ZULA AVE 50 FT IRR LOT 171 H M RULISON SUB
Legal Subdivision	H M RULISON SUB
Legal Lot Number	171
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1003
Census Tract	9901

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4773 LORETTA AVE, CINCINNATI, OH 45238-4515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Mar 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FIN'L BK&TR
Mar 12, 2018	Warranty Deed, Transfer · Conventional Mortgage MAINSOURCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2022 · Amount on File
Deed Sale	Feb 14, 2022 · Amount on File
Prior Sale	Mar 12, 2018 · Amount on File
Deed Document Number	0000016506
Deed Book / Page	14604 / 3044
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 14, 2022
Property Address	4773 LORETTA AVE, CINCINNATI, OH 45238-4515
Document Number	0000016506
Book / Page	14604 / 3044
Map Reference	MB 21 PG 86
Instrument Date	Feb 11, 2022
Instrument	2022-0016506
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$501.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4773 LORETTA AVE, CINCINNATI, OH 45238-4515

Mortgage

Document Number	0000016507
Date	Feb 14, 2022
Instrument	2022-0016507

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4773 LORETTA AVE, CINCINNATI, OH 45238-4515
Document Number	0000027411
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4773 LORETTA AVE CINCINNATI OH 452384515, CINCINNATI, OH 45238-4515

Mortgage

Document Number	0000027411
Date	Mar 20, 2020
Book Page	014129/001260
Instrument	27411

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 12, 2018
Property Address	4773 LORETTA AVE, CINCINNATI, OH 45238-4515
Document Number	0000000347
Map Reference	MB 21 PG 86
Instrument Date	Mar 9, 2018
Instrument	18-0020347
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4773 LORETTA AVE, CINCINNATI, OH 45238-4515

Mortgage

Document Number	0000000348
Date	Mar 12, 2018
Instrument	18-0020348

Lender

Name	MAINSOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,822.00 (+2.96%)	$58,450 (+%) Land $5,589 Building $52,861
2024	$3,712.00 (-2.08%)	$58,449 (-) Land $5,589 Building $52,860
2023	$3,791.00 (+11.76%)	$58,449 (+25.56%) Land $5,589 Building $52,860	$167,000 (+25.56%) Land $15,970 Building $151,030
2022	$3,392.00 Homeowner's exemption	$46,550 Land $5,551 Building $40,999
2020			$133,000 Land $15,860 Building $117,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, T-Mobile.

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