4769 Loretta Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 4769 Loretta Ave, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,370 sqft · built 1923
Lot Size	0.171 acres (7,449 sqft)
Owner	Individual Name on Record
Last Sale	$114,000 (Aug 2017)
Tax Bill	$3,428 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`180-0080-0233-00`

Property Details

APN / Parcel Number

Primary APN	`180-0080-0233-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,370 sqft Living Area
1st Floor Area	698 sqft
2nd Floor Area	672 sqft
Basement Area	672 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1923
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	7,449 sqft (0.171 acres)
Lot Width	50 ft Width
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	168 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4769 LORETTA AVE
City	CINCINNATI
State	OH
Zip	45238-4515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4769 LORETTA AVE 50 FT IRR LOT 170 H M RULISON SUB
Legal Subdivision	H M RULISON SUB
Legal Lot Number	170
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1003
Census Tract	9901

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4769 LORETTA AVE, CINCINNATI, OH 45238-4515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Aug 16, 2017	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2017 · Amount on Record
Deed Sale	Aug 16, 2017 · Amount on Record
Prior Sale	May 24, 2010 · Amount on Record
Deed Document Number	0000004661
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4769 LORETTA AVE, CINCINNATI, OH 45238-4515
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4769 LORETTA AVE, CINCINNATI, OH 45238-4515

Mortgage

Document Number	0000117289
Date	Dec 30, 2022
Book Page	14823/1061
Instrument	2022-0117289

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	72 Months
Due	Dec 15, 2028

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 16, 2017
Property Address	4769 LORETTA AVE, CINCINNATI, OH 45238-4515
Document Number	0000004661
Map Reference	MB 21 PG 86
Instrument Date	Aug 14, 2017
Instrument	17-0074661
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$342.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4769 LORETTA AVE, CINCINNATI, OH 45238-4515

Mortgage

Document Number	0000004663
Date	Aug 16, 2017
Instrument	17-0074663

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,428.00 (+3.04%)	$55,479 (-) Land $5,590 Building $49,889
2024	$3,327.00 (-2.15%)	$55,479 (-) Land $5,590 Building $49,889
2023	$3,400.00 (+24.59%)	$55,479 (+39.05%) Land $5,590 Building $49,889	$158,510 (+39.04%) Land $15,970 Building $142,540
2022	$2,729.00 Homeowner's exemption	$39,900 Land $5,551 Building $34,349
2020			$114,000 Land $15,860 Building $98,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, T-Mobile.

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